2520 Prairieridge Pl, Champaign, IL 61822 Property Records

Champaign County property record for 2520 Prairieridge Pl, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,802 sqft · built 1998
Lot Size	0.164 acres (7,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,194 (2024)
Deeds & Mortgages	Oct 2022 Transfer Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-28-204-054`

Property Details

APN / Parcel Number

Primary APN	`46-20-28-204-054`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Building Perimeter
1st Floor Area	1,802 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,143 sqft (0.164 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2520 PRAIRIERIDGE PL
City	CHAMPAIGN
State	IL
Zip	61822-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 234R ROBESON MEADOWS WEST SUB NO 1B REPLAT
Legal Range	08E
Legal Township	19N
Legal Section	28
Legal Subdivision	ROBESON MEADOWS WEST SUB NO 1B REPLAT
Legal Lot Number	234R
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1012
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSB OF CHAMPAIGN URBANA
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000018547
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 11, 2022
Property Address	2520 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9331
Document Number	0000018547
Map Reference	MB CC PG 151
Instrument Date	Oct 5, 2022
Instrument	2022R18547
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2520 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9331
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003939
Date	Mar 2, 2022
Instrument	2022R03939

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2520 PRAIRIERIDGE PL, CHAMPAIGN, IL 61822-9331
Document Number	0000001885
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 PRAIRIERIDGE PL CHAMPAIGN IL 618229331, CHAMPAIGN, IL 61822-9331

Mortgage

Document Number	0000001885
Date	Feb 2, 2017
Instrument	1885

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,170 (+33.54%) Land $26,930 Building $85,240	$336,510 (+33.54%) Land $80,790 Building $255,720
2024	$8,194.00 (+14.25%)
2022	$7,172.00 Homeowner's exemption	$84,000 Land $20,170 Building $63,830	$252,000 Land $60,510 Building $191,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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