2520 Pinnacle Dr, Catawba, NC 28609 Property Records

Catawba County property record for 2520 Pinnacle Dr, Catawba, NC 28609

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 1996
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$394,500 (Mar 2025)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3688-01-47-1026`

Property Details

APN / Parcel Number

Primary APN	`3688-01-47-1026`
Alternative APN	`0005254`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
1st Floor Area	4,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	94,961 sqft (2.18 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	238 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2520 PINNACLE DR
City	CATAWBA
State	NC
Zip	28609-8259
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-40
Legal Description	LOT 26 PLAT 19-59
Legal Subdivision	PINNACLE VIEW ACRES
Legal Lot Number	26
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	1
Census Block	1030
Census Tract	11501

Owner

2520 Pinnacle Dr, a residential property, is owned by two individuals who bought it in March 2025.

Source: Catawba County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 LEATHERWOOD RD, BANNER ELK, NC 28604-8826
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	20255960
Deed Book / Page	3932 / 603
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2520 PINNACLE DR, CATAWBA, NC 28609-8259
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037100667
Date	Dec 13, 2021
Book Page	3710/667
Instrument	30592

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Nov 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 27, 2019
Property Address	2520 PINNACLE DR, CATAWBA, NC 28609-8259
Document Number	0035291079
Book / Page	003529 / 001079
Instrument Date	Sep 25, 2019
Instrument	17074
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2520 PINNACLE DR CATAWBA NC 286098259, CATAWBA, NC 28609-8259

Mortgage

Document Number	35291082
Date	Sep 27, 2019
Book Page	003529/001082
Instrument	17075

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Pinnacle Dr was $1,244, down 15.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,200 (+6.19%) Land $19,100 Building $293,100
2025	$1,244.00 (-15.09%)	$294,000 Land $19,100 Building $274,900
2024	$1,465.00 (+4.49%)
2023	$1,402.00	$154,300 Land $19,100 Building $135,200	$312,200 Land $19,100 Building $293,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2520 Pinnacle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Pinnacle Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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