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2520 Ocoee Reserve Ct, Ocoee, FL 34761 Property Records

Orange County property record for 2520 Ocoee Reserve Ct, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,901 sqft · built 2019
Lot Size0.112 acres (4,886 sqft)
Owner2 Individual Names on File
Last Sale$277,900 (Nov 2019)
Tax Bill$6,307 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-22-28-6151-00-160

Property Details

APN / Parcel Number

Primary APN15-22-28-6151-00-160
Alternative APNs
  • 282215615100160
  • 239428
  • 244266
  • 248839

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,901 sqft Living Area
Gross Area2,549 sqft
1st Floor Area1,462 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,886 sqft (0.112 acres)
Garage TypeAttached
Garage Area462 sqft
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2520 OCOEE RESERVE CT
CityOCOEE
StateFL
Zip34761-8956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionOCOEE RESERVE 98/17 LOT 16
Legal Range28E
Legal Township22S
Legal Section15
Legal SubdivisionOCOEE RESERVE
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1009
Census Tract14906

Owner

Source: Orange County records · APN 15-22-28-6151-00-160

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2520 OCOEE RESERVE CT, OCOEE, FL 34761-8956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2020Deed of Trust, Mortgage · FHA Mortgage
FBC MTG
Nov 19, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Deed Document Number2019727655
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2520 OCOEE RESERVE CT, OCOEE, FL 34761-8956
Document Number0000422236
Instrument DateAug 05, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2520 OCOEE RESERVE CT OCOEE FL 347618956, OCOEE, FL 34761-8956

Mortgage

Document Number0000422236
DateAug 11, 2020
Instrument422236
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 19, 2019
Property Address2520 OCOEE RESERVE CT, OCOEE, FL 34761-8956
Document Number0000727655
Map ReferenceMB 98 PG 17
Instrument DateNov 15, 2019
Instrument20190727655
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2022
Title CompanyAVEX TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,945.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E WASHINGTON ST, 28, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 OCOEE RESERVE CT, OCOEE, FL 34761-8956

Mortgage

Document Number0000727656
DateNov 19, 2019
Instrument20190727656
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$391,816 (+2.7%)$394,110 (-1.17%) Land $75,000 Building $319,110
2025$6,307.00 (+5.86%) Homeowner's exemption$381,515 (+5.99%)$398,780 (+10.78%) Land $75,000 Building $323,780
2024$5,958.00 (+3.4%)
2023$5,762.00 (+30.69%) Homeowner's exemption$359,964 (+29.7%) Land $75,000 Building $284,964$359,964 (+14.58%) Land $75,000 Building $284,964
2022$4,409.00 Homeowner's exemption$277,530$314,163 Land $75,000 Building $239,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950149061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 382 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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