2520 Naples St, Hayward, CA 94545 Property Records

Alameda County property record for 2520 Naples St, Hayward, CA 94545

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,128 sqft · built 1957
Lot Size0.133 acres (5,795 sqft)
OwnerCompany Name on Record
Tax Bill$1,731 (2025)
Deeds & MortgagesApr 2023 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN456-20-12

Property Details

APN / Parcel Number

Primary APN456-20-12
Alternative APN
  • 456-0020-012-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1968
Architectural StyleL-Shape
Exterior MaterialBlock
Construction TypeWood
Lot Area5,795 sqft (0.133 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2520 NAPLES ST
CityHAYWARD
StateCA
Zip94545-3456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00001 BLK: 000P TR: 1691
Legal SubdivisionTR 1691
Legal Tract1691
Legal BlockP
Legal Lot Number1
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3007
Census Tract437102

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2520 NAPLES ST, HAYWARD, CA 94545-3456
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 4, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 14, 2005
Transfer Doc0000401547
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2520 NAPLES ST, HAYWARD, CA 94545-3456
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 NAPLES ST, HAYWARD, CA 94545-3456

Mortgage

Document Number0000047137
DateApr 27, 2023
Instrument2023047137
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2520 NAPLES ST, HAYWARD, CA 94545-3456
Document Number0000187649
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 NAPLES ST HAYWARD CA 945453456, HAYWARD, CA 94545-3456

Mortgage

Document Number0000187649
DateAug 25, 2017
Instrument187649
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,759 (-3.72%) Land $62,148 Building $62,611
2025$1,731.00 (+2.43%) Homeowner's exemption$122,313 (+4.04%) Land $60,930 Building $61,383
2023$1,690.00 Homeowner's exemption$117,563 Land $58,564 Building $58,999$710,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Tekify Fiber & Wireless
Fixed Wireless
570 / 120
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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