2520 N Cobb Loop Rd, Millbrook, AL 36054 Property Records

Elmore County property record for 2520 N Cobb Loop Rd, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 1981
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2020)
Tax Bill	$389 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-03-08-0-001-039.048`

Property Details

APN / Parcel Number

Primary APN	`26-03-08-0-001-039.048`
Alternative APN	`44620`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Utility Area	36 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	197 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2520 N COBB LOOP RD
City	MILLBROOK
State	AL
Zip	36054-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A COBBS FORD RUN SUB 8/46
Legal Range	17E
Legal Township	17N
Legal Section	08
Legal Subdivision	COBBS FORD RUN SUB
Legal Block	A
Legal Lot Number	9
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2033
Census Tract	31300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 N COBB LOOP RD, MILLBROOK, AL 36054-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Deed Book / Page	2020 / 58026
Prior Transfer Date	Aug 10, 2020
Prior Transfer Doc	2020/58026
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 19, 2020
Property Address	2520 N COBB LOOP RD, MILLBROOK, AL 36054-3622
Document Number	2020/58026
Book / Page	2020 / 58026
Map Reference	MB 8 PG 46
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 NORTH, 2520, COBB, MI 36059

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0202058028
Date	Aug 19, 2020
Instrument	2020/58028

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$389.00
2025	$389.00	$15,300 (-)	$153,000 (-) Land $35,000 Building $118,000
2024	$389.00	$15,300 (-)	$153,000 (-) Land $35,000 Building $118,000
2023	$389.00 (+25.48%)	$15,300 (+26.34%) Land $3,500 Building $11,800	$153,000 (+26.34%) Land $35,000 Building $118,000
2022	$310.00	$12,110 Land $3,500 Building $8,610	$121,100 Land $35,000 Building $86,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	5 (1995–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COMMUNITY WATER SYSTEM serves 11,832 people · EPA ID AL0000549
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20