2520 Middlesex Dr, Toledo, OH 43606 Property Records

Lucas County property record for 2520 Middlesex Dr, Toledo, OH 43606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,116 sqft · built 1930
Lot Size	0.433 acres (18,850 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2024)
Tax Bill	$6,047 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-55567`

Property Details

APN / Parcel Number

Primary APN	`11-55567`
Alternative APN	`04309013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,116 sqft Living Area
Gross Area	5,114 sqft
1st Floor Area	1,579 sqft
2nd Floor Area	1,537 sqft
Basement Area	1,148 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Lot Area	18,850 sqft (0.433 acres)
Lot Dimensions	145 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	189 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2520 MIDDLESEX DR
City	TOLEDO
State	OH
Zip	43606-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	OLD ORCHARD LOTS 449 & 450
Legal Subdivision	OLD ORCHARD
Legal Tract	13.01
Legal Lot Number	449
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3004
Census Tract	1301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West End District listed 1973 · 14 contributing resources · NRIS 73001503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 5, 2022	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 11, 2018	Grant Deed, Transfer · Line of Credit GENOA BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202430547
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0000030546
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116

Mortgage

Document Number	0000053168
Date	Dec 15, 2022
Instrument	202212150053168

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Jan 5, 2022
Property Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116
Document Number	0000000683
Instrument Date	Dec 10, 2021
Instrument	202201050000683
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015608
Date	Apr 24, 2020
Instrument	202004240015608

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 11, 2018
Property Address	2520 MIDDLESEX DR, TOLEDO, OH 43606-3116
Document Number	0000015236
Instrument Date	Jan 10, 2018
Instrument	15236
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TRISUN LAND SERVICES, TRISUN LAND SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2520 MIDDLESEX DR OTTAWA HILLS OH 436063116, OTTAWA HILLS, OH 43606-3116

Mortgage

Document Number	15237
Date	Apr 11, 2018
Instrument	15237

Lender

Name	GENOA BKNG
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,330 (-) Land $13,720 Building $92,610	$303,800 (-) Land $39,200 Building $264,600
2024	$6,047.00 (+1.87%)	$106,330 (+16.98%) Land $13,720 Building $92,610	$303,800 (+16.98%) Land $39,200 Building $264,600
2023	$5,936.00 (-0.15%)	$90,895 (-) Land $13,685 Building $77,210
2022	$5,945.00 Homeowner's exemption	$90,895 Land $13,685 Building $77,210
2021			$259,700 Land $39,100 Building $220,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1987)
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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