2520 Lady Bug Dr, Clover, SC 29710 Property Records

York County property record for 2520 Lady Bug Dr, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	896 sqft · built 2011
Lot Size	1.71 acres (74,487 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2019)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`188-00-00-010`

Property Details

APN / Parcel Number

Primary APN	`188-00-00-010`

Interior

Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	74,487 sqft (1.71 acres)

Location & Zoning

Street Address	2520 LADY BUG DR
City	CLOVER
State	SC
Zip	29710-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	1.71 AC / OFF N. BEERSHEBA
Legal Subdivision	MH
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1086
Census Tract	61701

Owner

Source: York County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	871 BEERSHEBA RD N, CLOVER, SC 29710-7772
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	201947055
Deed Book / Page	17868 / 276
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 29, 2019
Property Address	2520 LADY BUG DR, CLOVER, SC 29710-8646
Document Number	1786800276
Book / Page	017868 / 000276
Instrument Date	Oct 25, 2019
Instrument	47055
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 BEERSHEBA RD N CLOVER SC 297107772, CLOVER, SC 29710-7772

Mortgage

Document Number	1786800279
Date	Oct 29, 2019
Book Page	017868/000279
Instrument	47056

Lender

Name	BANK OF YORK
Type	Bank
Address	YORK, SC 29745

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,625.00 (+17.84%)	$3,744 (+15.02%) Land $1,891 Building $1,853	$69,300 (+27.74%) Land $35,000 Building $34,300
2023	$1,379.00	$3,255 Land $1,200 Building $2,055	$54,250 Land $20,000 Building $34,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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