2520 Hwy 59 W, Covington, TN 38019 Property Records

Tipton County property record for 2520 Hwy 59 W, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,950 sqft · built 1998
Lot Size	11.6 acres (505,732 sqft)
Owner	Individual Name on File
Last Sale	$331,200 (Sep 2020)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084040 01500`

Property Details

APN / Parcel Number

Primary APN	`084040 01500`
Alternative APN	`040 01500`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,950 sqft Living Area
1st Floor Area	4,564 sqft
Upper Floors Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	505,732 sqft (11.6 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,176 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Patio Area	828 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2520 HIGHWAY 59 W
City	COVINGTON
State	TN
Zip	38019-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: C63
Legal Subdivision	PARTITION/ANTONIO LOPEZ ET UX
Legal Tract	3
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

2520 Hwy 59 W is owned and occupied by an individual who bought it in September 2020.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2520 HIGHWAY 59 W, COVINGTON, TN 38019-5620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Deed Document Number	236845
Deed Book / Page	1860 / 846
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 10, 2020
Property Address	2520 HIGHWAY 59 W, COVINGTON, TN 38019-5620
Document Number	0001860846
Book / Page	1860 / 846
Map Reference	MB FF PG 73
Instrument Date	Sep 4, 2020
Instrument	236845
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	SADDLE CREEK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 HIGHWAY 59 W, COVINGTON, TN 38019-5620

Mortgage

Document Number	0000236846
Date	Sep 10, 2020
Instrument	236846

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Hwy 59 W was $2,504.

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00	$164,525 Land $23,500 Building $141,025
2023		$164,525 Land $23,500 Building $141,025
2022	$2,352.00
2020			$658,100 Land $94,000 Building $564,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2520 Hwy 59 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Hwy 59 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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