Santa Cruz County property record for 2520 Howe St, Santa Cruz, CA 95065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,519 sqft · built 1964 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,980 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-111-26 |
| Primary APN | 025-111-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,519 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,706 sqft (0.131 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 2520 HOWE ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95065-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | WILSON BROS 03 |
| Legal Lot Number | 21 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 121300 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2542 S BASCOM AVE, 210, CAMPBELL, CA 95008-5567 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2026 |
| Transfer Doc | 0000016452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 21, 2026 |
| Property Address | 2520 HOWE ST, SANTA CRUZ, CA 95065-1903 |
| Document Number | 0000016452 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202616452 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2542 S BASCOM AVE, 210, CAMPBELL, CA 95008-5567 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,017 (+2%) Land $18,823 Building $111,194 | ||
| 2025 | $2,980.00 (+14.88%) Homeowner's exemption | $127,467 (+4.04%) Land $18,454 Building $109,013 | |
| 2023 | $2,594.00 (+3.35%) Homeowner's exemption | $122,517 Land $17,737 Building $104,780 | $1,234,620 |
| 2022 | $2,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications, Verizon.
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