Mecklenburg County property record for 2520 Hampton Ave, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,564 sqft · built 1962 |
| Lot Size | 0.285 acres (12,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Nov 2003) |
| Tax Bill | $14,996 (2023) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 153-073-34 |
| Primary APN | 153-073-34 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,564 sqft Heated Area |
| Gross Area | 3,650 sqft |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 1,774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,456 sqft (0.285 acres) |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 615 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 153-073-34 |
|---|---|
| Street Address | 2520 HAMPTON AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L3 B2 M4-525 |
| Legal Subdivision | J S HARRIS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Myers Park Historic District listed 1987 · 678 contributing resources · NRIS 87000655 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2520 Hampton Ave is owned and occupied by two individuals who bought it in November 2003.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2520 HAMPTON AVE, CHARLOTTE, NC 28207-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2003 · Amount on File |
| Deed Sale | Nov 18, 2003 · Amount on File |
| Deed Document Number | 0016449299 |
| Deed Book / Page | 16449 / 299 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2520 HAMPTON AVE, CHARLOTTE, NC 28207-2520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000121830 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 34897/343 |
| Instrument | 2020121830 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 7, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2520 Hampton Ave in Zone X, an area of minimal flood risk, though there have been 271 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 271 (1979–2024) |
| Claims Outside the SFHA | 13 of 271 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2520 Hampton Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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