Cecil County property record for 2520 Grove Neck Rd, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,344 sqft · built 1989 |
| Lot Size | 0.646 acres (28,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Oct 1996) |
| Tax Bill | $2,489 (2026) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-058444 |
| Primary APN | 01-058444 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,139 sqft (0.646 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 521 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 058444 |
|---|---|
| Street Address | 2520 GROVE NECK RD |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 3 - .646 ACRE 2520 GROVE NECK ROAD R & G ESTATES |
| Legal Subdivision | R&G ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 30100 |
2520 Grove Neck Rd is owned and occupied by an individual who acquired it in May 2013.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2520 GROVE NECK RD, EARLEVILLE, MD 21919-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 1996 · Amount on File |
| Deed Sale | Oct 17, 1996 · Amount on File |
| Prior Sale | Sep 30, 1988 · Amount on File |
| Deed Document Number | 1996236467 |
| Deed Book / Page | 619 / 991 |
| Last Transfer Date | May 2, 2013 |
| Transfer Doc | 0034820201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 2520 GROVE NECK RD, EARLEVILLE, MD 21919-2710 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC |
| Name | Verified Name |
|---|---|
| Address | 2520 GROVE NECK RD, EARLEVILLE, MD 21919-2710 |
| Document Number | 0056760231 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 5676/231 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | PARAMUS, NJ 07652 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1016 Months |
| Due | May 1, 2110 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2520 Grove Neck Rd was $2,489 with a homeowner's exemption, up 3.4% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,489.00 (+3.41%) Homeowner's exemption | $241,500 (+8.1%) | $259,600 (-) Land $77,000 Building $182,600 |
| 2025 | $2,407.00 Homeowner's exemption | $223,400 | $259,600 Land $77,000 Building $182,600 |
| 2023 | $1,585.00 Homeowner's exemption | $201,533 | $205,300 Land $77,000 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2520 Grove Neck Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 21 (1979–2024) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2520 Grove Neck Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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