2520 Gramercy Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2520 Gramercy Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1989
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$36,550 (Jul 2017)
Tax Bill	$930 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-32-70-0010`

Property Details

APN / Parcel Number

Primary APN	`8130-32-70-0010`
Alternative APNs	`31183032700010` `30183132700010` `2750634.0` `2750634`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,659 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Wood Frame (Stucco or Asbestos)
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Patio Area	374 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2750634
Street Address	2520 GRAMERCY DR
City	DELTONA
State	FL
Zip	32738-1956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 1 BLK 800 DELTONA LAKES UNIT 32 MB 27 PGS 101 TO 118 INC PER OR 4171 PGS 3529-3530 & OR 6885 PG 2947 PER OR 6960 PG 1657 PER OR 7419 PG 240
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	32
Legal Block	800
Legal Lot Number	1
Legal Unit	32
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2003
Census Tract	91019

Owner

2520 Gramercy Dr is owner-occupied and held in a trust since July 2017.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2520 GRAMERCY DR, DELTONA, FL 32738-1956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 5, 2017	Quit Claim Deed, Transfer · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Prior Sale	Feb 19, 2014 · Amount on File
Deed Document Number	2017131077
Deed Book / Page	7419 / 240
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0074190240
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2520 GRAMERCY DR, DELTONA, FL 32738-1956
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	COBBLESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 GRAMERCY DR, DELTONA, FL 32738-1956

Mortgage

Document Number	0079952770
Date	Feb 24, 2021
Book Page	7995/2770
Instrument	2021-041608

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 5, 2017
Property Address	2520 GRAMERCY DR, DELTONA, FL 32738-1956
Document Number	0074190240
Book / Page	7419 / 0240
Map Reference	MB27 PG101-118
Instrument Date	Jun 23, 2017
Instrument	2017-131077
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	UNITED TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$256.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 GRAMERCY DR, 2520, DELTONA, FL 32738-1956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 GRAMERCY DR, DELTONA, FL 32738-1956

Mortgage

Document Number	2017131078
Date	Jul 5, 2017
Instrument	2017-131078

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Gramercy Dr was $930 with a homeowner's exemption, up 6.2% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,066 (+2.7%)	$256,589 (-3.79%) Land $57,370 Building $199,219
2025	$930.00 (+6.16%) Homeowner's exemption Senior Citizen's exemption	$99,383	$266,710 Land $56,573 Building $210,137
2024	$876.00 (+11.59%)
2023	$785.00 (+1.82%) Senior Citizen's exemption	$93,770 (+3%)	$248,733 (+13.93%) Land $55,776 Building $192,957
2022	$771.00 Senior Citizen's exemption	$91,039	$218,315 Land $39,840 Building $178,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 Gramercy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Gramercy Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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