Santa Barbara County property record for 2520 Emerson St, Summerland, CA 93067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,103 sqft · built 1986 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Last Sale | $840,000 (Sep 2000) |
| Tax Bill | $15,029 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-160-049 |
| Primary APN | 005-160-049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,103 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 2520 EMERSON ST |
|---|---|
| City | SUMMERLAND |
| State | CA |
| Zip | 93067-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7R1 |
| Legal Description | BLK 15 LOT 5,6 & OTHER LOTS |
| Legal Subdivision | SUMMERLAND |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | CARPINTERIA |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 1706 |
2520 Emerson St is owner-occupied and held in a trust since April 2010.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 604, SUMMERLAND, CA 93067-0604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2000 · Amount on File |
| Deed Sale | Sep 1, 2000 · Amount on File |
| Prior Sale | Sep 30, 1994 · Amount on File |
| Deed Document Number | 200053856 |
| Last Transfer Date | Apr 27, 2010 |
| Transfer Doc | 0000023629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 2520 EMERSON ST, SUMMERLAND, CA 93067-8016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 604, SUMMERLAND, CA 93067-0604 |
| Document Number | 0000029415 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023-0029415 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 2520 EMERSON ST, SUMMERLAND, CA 93067-8016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 604, SUMMERLAND, CA 93067-0604 |
| Document Number | 0000015668 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-0015668 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2520 Emerson St was $15,029 with a homeowner's exemption.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Unified School District | Carpinteria Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,389,046 (+6.38%) Land $768,483 Building $620,563 | |
| 2025 | $15,029.00 Homeowner's exemption | $1,305,732 Land $753,415 Building $552,317 |
| 2023 | $13,983.00 (+1.52%) Homeowner's exemption Additional exemption filed | $1,216,584 Land $724,160 Building $492,424 |
| 2022 | $13,773.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2520 Emerson St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1980–2017) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2520 Emerson St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks.
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