2520 Elm Crossing Trl, Spring, TX 77386 Property Records

Montgomery County property record for 2520 Elm Crossing Trl, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,220 sqft · built 2013
Lot Size	0.116 acres (5,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Apr 2020)
Tax Bill	$4,283 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`5159-06-04100`

Property Details

APN / Parcel Number

Primary APN	`5159-06-04100`
Alternative APN	`R433393`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,220 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,410 sqft
2nd Floor Area	1,810 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,031 sqft (0.116 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	75 sqft
Deck Area	120 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2520 ELM CROSSING TRL
City	SPRING
State	TX
Zip	77386-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S515906 - FOREST VILLAGE 06, BLOCK 3, LOT 8
Legal Subdivision	FOREST VILLAGE 06
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	692007

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 ELM CROSSING TRL, SPRING, TX 77386-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Loan Modification, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	202040048
Prior Transfer Date	Apr 27, 2020
Prior Transfer Doc	0000040048
Record Updated	Oct 29, 2026

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 28, 2020
Property Address	2520 ELM CROSSING TRL, SPRING, TX 77386-4231
Document Number	0000040048
Map Reference	CAB Z SH 2469
Instrument Date	Apr 27, 2020
Instrument	2020040048
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 ELM CROSSING TRL, SPRING, TX 77386-4231

Mortgage

Document Number	0000040049
Date	Apr 28, 2020
Instrument	2020040049

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	2520 ELM CROSSING TRL, SPRING, TX 77386-4231
Document Number	0000071157
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2520 ELM CROSSING TRL SPRING TX 773864231, SPRING, TX 77386-4231

Mortgage

Document Number	0000071157
Date	Jul 25, 2018
Instrument	71157

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Jul 24, 2031

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,743 (+0.29%) Land $42,500 Building $340,243	$382,743 (-) Land $42,500 Building $340,243
2025	$4,283.00 (-35.36%) Homeowner's exemption	$381,622 (+1%) Land $42,500 Building $340,243	$382,743 (+4.66%) Land $42,500 Building $340,243
2024	$6,626.00 (+79.66%) Homeowner's exemption	$346,929 (+1%) Land $42,500 Building $323,208	$365,708 (-7.3%) Land $42,500 Building $323,208
2023	$3,688.00 Homeowner's exemption	$315,390 Land $42,500 Building $351,990	$394,490 Land $42,500 Building $351,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Nearby Flood Policies	157 in force
Nearby Flood Claims	47 (2016–2026)
Claims Outside the SFHA	35 of 47
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 36 claims Severe Storms And Flooding, May 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CREEK UTILITY DISTRICT serves 8,919 people · EPA ID TX1700133
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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