2520 Echo Ave, Letts, IA 52754 Property Records

Muscatine County property record for 2520 Echo Ave, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,583 sqft · built 2001
Lot Size	43.3 acres (1,889,633 sqft)
Owner	Individual Name on File
Tax Bill	$3,356 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1122200010`

Property Details

APN / Parcel Number

Primary APN	`1122200010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
Basement Area	1,583 sqft
Finished Basement	792 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,889,633 sqft (43.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	1,256 sqft
Patio Area	673 sqft
Shed	1 Shed
Pond	Pond
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2520 ECHO AVE
City	LETTS
State	IA
Zip	52754-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRICUL
Legal Description	22-76-4W (EX E 320' S 226') NE NE & E 200 NW NE 2001-07621
Legal Range	04W
Legal Township	76N
Legal Section	22
Jurisdiction	MUSCATINE IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1081
Census Tract	50400

Owner

2520 Echo Ave is owned and occupied by an individual.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2520 ECHO AVE, LETTS, IA 52754-9529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	2520 ECHO AVE, LETTS, IA 52754-9529
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 ECHO AVE, LETTS, IA 52754-9529

Mortgage

Document Number	0202305648
Date	Dec 26, 2023
Instrument	2023-05648

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	2520 ECHO AVE, LETTS, IA 52754-9529
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 ECHO AVE, LETTS, IA 52754-9529

Mortgage

Document Number	0202502401
Date	Jun 2, 2025
Instrument	2025-02401

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Echo Ave was $3,356 with a homeowner's exemption, down 2.8% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (-2.84%) Homeowner's exemption	$317,310 Land $76,450 Building $240,860	$317,310 Land $76,450 Building $240,860
2024	$3,454.00
2023		$253,818 (-1.65%) Land $56,160 Building $197,658	$253,818 Land $56,160 Building $197,658
2022	$3,368.00 Homeowner's exemption Additional exemption filed	$258,070 Land $42,020 Building $216,050
2021			$258,070 Land $42,020 Building $216,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 Echo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2008–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2010 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Echo Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Louisa Communications Fixed Wireless	25 / 3

May also be available: Nextlink, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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