2520 E Stroop Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2520 E Stroop Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1961
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,770 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64-02415-0003`

Property Details

APN / Parcel Number

Primary APN	`N64-02415-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,140 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Concrete/Masonry Porch
Porch Area	200 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2520 E STROOP RD
City	DAYTON
State	OH
Zip	45440-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121 AMBERLY ACRES 4
Legal Subdivision	AMBERLY ACRES 4
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1000
Census Tract	21602

Owner

Source: Montgomery County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 E STROOP RD, DAYTON, OH 45440-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit NEWREZ LLC
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC
Sep 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021
Deed Sale	Sep 13, 2021
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	202169106
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0000069106
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2520 E STROOP RD, DAYTON, OH 45440-1328
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 E STROOP RD, DAYTON, OH 45440-1328

Mortgage

Document Number	0000013054
Date	Mar 3, 2026
Instrument	2026-00013054

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2520 E STROOP RD, DAYTON, OH 45440-1328
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	HOME SERVICES TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 E STROOP RD, DAYTON, OH 45440-1328

Mortgage

Document Number	0000059382
Date	Oct 23, 2025
Instrument	2025-00059382

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 13, 2021
Property Address	2520 E STROOP RD, DAYTON, OH 45440-1328
Document Number	0000069106
Map Reference	MB 61 PG 56
Instrument Date	Jun 25, 2021
Instrument	2021-00069106
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2520 E STROOP RD, DAYTON, OH 45440-1328

Mortgage

Document Number	0000069107
Date	Sep 13, 2021
Instrument	2021-00069107

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,060 (-) Land $12,620 Building $60,440	$208,730 (-) Land $36,050 Building $172,680
2024	$4,770.00 (+2.87%)
2023	$4,637.00 (-0.75%)	$73,060 (+25.45%) Land $12,620 Building $60,440	$208,730 (+25.44%) Land $36,050 Building $172,680
2022	$4,672.00	$58,240 Land $10,090 Building $48,150
2020			$166,400 Land $28,840 Building $137,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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