2520 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 2520 E River Rd NE, Rochester, MN 55906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,071 sqft · built 1959
Lot Size0.527 acres (22,956 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jul 2026)
Tax Bill$3,966 (2026)
Deeds & MortgagesJul 2026 Sale
Jul 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN74.26.11.003435

Property Details

APN / Parcel Number

Primary APN74.26.11.003435

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,071 sqft Living Area
1st Floor Area1,071 sqft
Basement Area1,071 sqft
Finished Basement537 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2015
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area22,956 sqft (0.527 acres)
Lot Dimensions189 ft deep x 107 ft wide

Exterior Amenities

PorchSlab
Porch Area203 sqft
Deck Area488 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2520 E RIVER RD NE
CityROCHESTER
StateMN
Zip55906-3448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-107 RANGE-014 CHRISTENSEN SEHL SUB LOT-027 LOT 27 AND SWLY 12FT IN WIDTH OF LOT 26 MEAS AT RT ANGLES TO SWLY LINE
Legal Range14
Legal Township107
Legal Section26
Legal SubdivisionCHRISTENSEN SEHL SUB
Legal Lot Number27
JurisdictionOLMSTED MN
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1016
Census Tract1601

Owner

2520 E River Rd NE is owned and occupied by two individuals who bought it in July 2026.

Source: Olmsted County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer
HANSEN TITLE AND LEGAL SERVICES, HANSEN TITLE & LEGAL SERVICES
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
PRIMESOURCE FUNDING
Mar 3, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK NA
Jul 25, 2018Deed of Trust, Mortgage · Line of Credit
FIRST ALLIANCE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2026 · Amount on File
Deed SaleJul 17, 2026 · Amount on File
Prior SaleFeb 18, 2022 · Amount on File
Deed Document Number20261648998
Prior Transfer DateJun 30, 2026
Prior Transfer Doc0001649000
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOLMSTED MN
Recording DateJul 17, 2026
Property Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
Document Number0001649000
Instrument DateJun 30, 2026
Instrument20261649000
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyHANSEN TITLE AND LEGAL SERVICES, HANSEN TITLE & LEGAL SERVICES

Transaction

AmountAmount on Record
Tax$166.65
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJul 17, 2026
Property Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
Document Number0001648998
Instrument DateJun 24, 2026
Instrument20261648998
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyHANSEN TITLE AND LEGAL SERVICES, HANSEN TITLE & LEGAL SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$101,656.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448

Mortgage

Document Number0001648999,
DateJul 17, 2026
Instrument20261648999
Lender
NamePRIMESOURCE FUNDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateMar 3, 2022
Property Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
Document Number00A1560597
Instrument DateFeb 18, 2022
InstrumentA-1560597
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyROCHESTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$933.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448

Mortgage

Document Number00A1560598
DateMar 3, 2022
InstrumentA-1560598
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateSep 19, 2018
Property Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
Document NumberA1458091
Instrument DateAug 27, 2018
InstrumentA-1458091
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 EST RIVER RD NE, ROCHESTER, MN 55906

Mortgage

Document NumberA1458092
DateSep 19, 2018
InstrumentA-1458092
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address2520 E RIVER RD NE, ROCHESTER, MN 55906-3448
Transaction TypeMortgage
Record UpdatedAug 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1454279
DateJul 25, 2018
InstrumentA-1454279
Lender
NameFIRST ALLIANCE CU
TypeCredit Union
AddressROCHESTER, MN 55903
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 2520 E River Rd NE was $3,966, up 4.1% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityRochester City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,966.00 (+4.15%)
2025$3,808.00$286,800 (+5.29%) Land $75,000 Building $211,800$286,800 (+5.29%) Land $75,000 Building $211,800
2024$272,400 Land $65,000 Building $207,400$272,400 Land $65,000 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 E River Rd NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–1986)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 E River Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRochester
serves 123,624 people · EPA ID MN1550010
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Hiawatha Broadband Communications, Minnesota WiFi.

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