Oceana County property record for 2520 E Polk Rd, Hart, MI 49420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-015-300-04 |
| Primary APN | 008-015-300-04 |
|---|
| Lot Area | 174,240 sqft (4 acres) |
|---|
| Street Address | 2520 E POLK RD |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-8255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2520 E POLK RD - SEC 15 T15N R16W -4 A M/L- W 406 FT OF E 722 FT OF S 427 FT OF SW 1/4 OF SW 1/4 MLC-88/2812 WD-90/7213 AFF-2 |
| Legal Range | 16W |
| Legal Township | 15N |
| Legal Section | 15 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | ELBRIDGE |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 10500 |
2520 E Polk Rd is owned and occupied by two individuals who acquired it in December 2025.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Intrafamily Transfer, Transfer |
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit WEST SHORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0000006504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Dec 16, 2025 |
| Property Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Document Number | 2025/25319 |
| Book / Page | 2025 / 25319 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 202500006504 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Name | Verified Name |
|---|---|
| Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2520 E POLK RD, HART, MI 49420-8255 |
| Document Number | 2023/13363 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 2023/13363 |
| Instrument | 202300003817 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Address | HART, MI 49420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2520 E Polk Rd was $1,320 with a homeowner's exemption, down 12.4% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Elbridge Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,800 Land $103,800 | $207,600 Land $207,600 | |
| 2025 | $1,320.00 (-12.41%) Homeowner's exemption | ||
| 2024 | $1,507.00 | ||
| 2023 | $71,700 Land $71,700 | $143,400 (-) Land $143,400 | |
| 2022 | $1,341.00 | $143,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2520 E Polk Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2520 E Polk Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
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