Polk County property record for 2520 E Luster Ln, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,831 sqft · built 2004 |
| Lot Size | 0.271 acres (11,838 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $213,000 (May 2005) |
| Tax Bill | $6,154 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-36-303-014 |
| Primary APN | 7824-36-303-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 874 sqft |
| Upper Floors Area | 957 sqft |
| Basement Area | 874 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,838 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 100 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2520 E LUSTER LN |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 HILLSBORO PLAT 3 |
| Legal Subdivision | HILLSBORO PLAT 3 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10806 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2520 E LUSTER LN, DES MOINES, IA 50320-6430 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2005 · Amount on Record |
| Deed Sale | May 2, 2005 · Amount on Record |
| Deed Document Number | 2005-00096599 |
| Deed Book / Page | 11042 / 0501 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2520 E LUSTER LN, DES MOINES, IA 50320-6430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017408 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 18368/872 |
| Instrument | 2021-00017408 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $316,900 (+0.03%) Land $62,400 Building $254,500 | $316,900 (+0.03%) Land $62,400 Building $254,500 | |
| 2024 | $6,154.00 (+3.36%) | ||
| 2023 | $316,800 Land $61,600 Building $255,200 | $316,800 Land $61,600 Building $255,200 | |
| 2020 | $5,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
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