2520 E Locust St, Emmett, ID 83617 Property Records

Gem County property record for 2520 E Locust St, Emmett, ID 83617

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,472 sqft · built 1920
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on Record
Last Sale	$293,800 (Jan 2019)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`RP06N01W047040A`

Property Details

APN / Parcel Number

Primary APN	`RP06N01W047040A`
Alternative APNs	`RP06N01W047040` `RP00209300A` `3459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,472 sqft Living Area
1st Floor Area	1,756 sqft
Upper Floors Area	1,716 sqft
Great Room	Great Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)

Exterior Amenities

Deck Area	Deck Area
Shed	1 Shed
Shed Area	300 sqft
Gazebo	25 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3459
Street Address	2520 E LOCUST ST
City	EMMETT
State	ID
Zip	83617-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06N 01W SEC 04 TAX1599
Legal Range	01W
Legal Township	06N
Legal Section	04
Jurisdiction	GEM ID
Township / Civil Division	EMMETT VALLEY
Census Block Group	2
Census Block	2038
Census Tract	960301

Owner

Source: Gem County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 31, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	2019319899
Last Transfer Date	Dec 18, 2020
Transfer Doc	331142
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Recording Date	Apr 29, 2026
Property Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Document Number	0000358004
Instrument Date	Apr 24, 2026
Instrument	2026358004
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2520 E LOCUST ST, EMMETT, ID 83617-2863

Mortgage

Document Number	0000358004,
Date	Apr 29, 2026
Instrument	2026358004

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF GEM CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331143
Date	Dec 23, 2020
Instrument	331143

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	STELL TITLE, SHELL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 CENTRAL WAY, POCATELLO, ID 83202-5096

Mortgage

Document Number	0000347988
Date	Dec 21, 2023
Instrument	347988

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEM ID
Recording Date	Dec 23, 2020
Property Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Document Number	331142
Instrument Date	Dec 18, 2020
Instrument	331142
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PIONEER TITLE CO OF GEM CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 E LOCUST ST, EMMETT, ID 83617-2863

Mortgage

Document Number	331143
Date	Dec 23, 2020
Instrument	331143

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEM ID
Recording Date	Jan 31, 2019
Property Address	2520 E LOCUST ST, EMMETT, ID 83617-2863
Document Number	319899
Instrument Date	Jan 29, 2019
Instrument	319899
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 E LOCUST ST, EMMETT, ID 83617-2863

Mortgage

Document Number	319900
Date	Jan 31, 2019
Instrument	319900

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Gem County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Gem County
Unified School District	Emmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,765 (+4.59%) Land $132,509 Building $487,256	$619,765 (+4.59%) Land $132,509 Building $487,256
2025	$1,358.00 (-4.03%) Homeowner's exemption	$592,573 (+18.95%) Land $108,880 Building $483,693	$592,573 (+18.95%) Land $108,880 Building $483,693
2024	$1,415.00 (-19.74%)
2021	$1,763.00 Homeowner's exemption	$498,184 Land $85,343 Building $412,841	$498,184 Land $85,343 Building $412,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 43% of Idaho
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Vickery Internet Fixed Wireless	500 / 100

May also be available: Verizon.

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