Richmond City property record for 2520 E Franklin St, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,438 sqft · built 1803 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $729,000 (Sep 2018) |
| Tax Bill | $11,472 (2026) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Mar 2017 Mortgage |
| APN | E-000-0387-017 |
| Primary APN | E-000-0387-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,438 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Attic | Attic |
| Attic Area | 1,636 sqft |
| Basement Area | 1,376 sqft |
| Finished Basement | 977 sqft |
| Unfinished Basement | 399 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1803 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 76 ft deep x 67 ft wide |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 2520 E FRANKLIN ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23223-7808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 SINGLE |
| Legal Description | 0067.00X0076.00 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shockoe Valley and Tobacco Row Historic District (Additional Documentation) listed 1983 · 247 contributing resources · NRIS 83003308 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2520 E Franklin St is owned and occupied by two individuals who bought it in September 2018.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2520 E FRANKLIN ST, RICHMOND, VA 23223-7808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 8, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on File |
| Deed Sale | Sep 20, 2018 · Amount on File |
| Prior Sale | Aug 16, 2012 · Amount on File |
| Deed Document Number | 201819589 |
| Prior Transfer Date | Sep 11, 2018 |
| Prior Transfer Doc | 0000019589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Sep 20, 2018 |
| Property Address | 2520 E FRANKLIN ST, RICHMOND, VA 23223-7808 |
| Document Number | 0000019589 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 180019589 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | HOMELAND TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 E FRANKLIN ST, RICHMOND, VA 23223-7808 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019590 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 180019590 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 2520 E FRANKLIN ST, RICHMOND, VA 23223-7808 |
| Document Number | 0000005071 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2520 E FRANKLIN ST RICHMOND VA 232237808, RICHMOND, VA 23223-7808 |
| Document Number | 0000005071 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 5071 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2047 |
The 2026 property tax bill for 2520 E Franklin St was $11,472, up 3.1% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,472.00 (+3.13%) | $956,000 Land $215,000 Building $741,000 | $956,000 Land $215,000 Building $741,000 |
| 2025 | $11,124.00 | ||
| 2024 | $880,000 Land $195,000 Building $685,000 | ||
| 2023 | $880,000 Land $195,000 Building $685,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2520 E Franklin St; 12 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2520 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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