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2520 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2520 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 780 sqft · built 1925
Lot Size0.259 acres (11,300 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Mar 2026)
Tax Bill$1,744 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2026 Re-recorded Document
+ 5 more
Flood ZoneZone X (minimal risk)
APN060/04407-000-000

Property Details

APN / Parcel Number

Primary APN060/04407-000-000
Alternative APN
  • 792329481023

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area1,677 sqft
1st Floor Area780 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,300 sqft (0.259 acres)
Lot Dimensions113 ft deep x 100 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2520 E 38TH ST
CityDES MOINES
StateIA
Zip50317-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 13F- LTS 714 & 715 FOUR MILE
Legal SubdivisionFOUR MILE
Legal Lot Number715
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1028
Census Tract103

Owner

Source: Polk County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2520 E 38TH ST, DES MOINES, IA 50317-3342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMESERVICES LENDING LLC
Jan 6, 2026Re-recorded Document
Dec 16, 2025Warranty Deed, Transfer
Dec 2, 2025Warranty Deed, Transfer
Nov 24, 2025Affidavit of Death of Joint Tenant, Transfer
Nov 24, 2025Legal Action/Court Order, Foreclosure · Line of Credit
HARDIN COUNTY SVGS BANK
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
DES MOINES METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleDec 16, 2025 · Amount on Record
Deed Document Number202617067
Deed Book / Page20464 / 245
Prior Transfer DateNov 26, 2025
Prior Transfer Doc0000000597
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMar 30, 2026
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000017067
Book / Page20464 / 245
Instrument DateMar 23, 2026
Instrument2026-00017067
Transaction TypeTransfer
Record UpdatedApr 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2520 E 38TH ST, DES MOINES, IA 50317-3342

Mortgage

Document Number0000017068
DateMar 30, 2026
Instrument2026-00017068
Lender
NameHOMESERVICES LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionPOLK IA
Recording DateJan 6, 2026
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000000597
Book / Page20385 / 758
Instrument DateDec 16, 2025
Instrument2026-00000597
Record UpdatedApr 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 SE 27TH ST, DES MOINES, IA 50320-2762

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateDec 16, 2025
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000075299
Book / Page20367 / 420
Instrument DateDec 16, 2025
Instrument2025-00075299
Transaction TypeTransfer
Record UpdatedApr 9, 2026

Transaction

AmountAmount Recorded
Tax$143.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 SE 27TH ST, DES MOINES, IA 50320-2762

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateDec 2, 2025
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000072312
Book / Page20353 / 722
Instrument DateNov 26, 2025
Instrument2025-00072312
Transaction TypeTransfer
Record UpdatedApr 9, 2026

Transaction

AmountAmount Recorded
Tax$143.20
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 SE 27TH ST, DES MOINES, IA 50320-2762

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPOLK IA
Recording DateNov 24, 2025
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000070648
Book / Page20345 / 126
Instrument DateNov 24, 2025
Instrument2025-00070648
Transaction TypeTransfer
Record UpdatedApr 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2423 NE 88TH ST, ALTOONA, IA 50009-8884

November 2025: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionPOLK IA
Recording DateNov 24, 2025
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000070647
Book / Page20345 / 124
Instrument DateNov 20, 2025
Instrument2025-00070647
Transaction TypeForeclosure
Record UpdatedApr 9, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.80
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8500 FRANKLIN AVE, CLIVE, IA 50325-5517
InvestorPossibly a Property Investor

Mortgage

Document Number0000070683
DateNov 24, 2025
Instrument2025-00070683
Lender
NameHARDIN COUNTY SVGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address2520 E 38TH ST, DES MOINES, IA 50317-3342
Document Number0000065032
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 38TH ST DES MOINES IA 503173342, DES MOINES, IA 50317-3342

Mortgage

Document Number0000065032
DateJan 28, 2020
Book Page017679/000212
Instrument65032
Lender
NameDES MOINES METRO CU
TypeCredit Union
AddressDES MOINES, IA 50314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJan 27, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$121,600 (+14.61%) Land $39,600 Building $82,000$121,600 (+14.61%) Land $39,600 Building $82,000
2024$1,744.00 (-4.07%)
2023$106,100 Land $34,400 Building $71,700$106,100 Land $34,400 Building $71,700
2020$1,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims55 (1982–2026)
Claims Outside the SFHA35 of 55
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		2,000 / 1,000
CenturyLink
Fiber		2,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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