Webb County property record for 2520 Cross St, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 2,858 sqft · built 2005 |
| Lot Size | 0.221 acres (9,645 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 665-02092-050 |
| Primary APN | 665-02092-050 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,858 sqft Living Area |
| 1st Floor Area | 2,858 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,645 sqft (0.221 acres) |
| Lot Dimensions | 139 ft deep x 69 ft wide |
| Porch | Open Porch |
| Porch Area | 281 sqft |
| Street Address | 2520 CROSS ST |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78046-8201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 5 BLK 2092 B ED |
| Legal Subdivision | EASTERN -- BLOCKS 2051 - 2100 |
| Legal Block | 2092 |
| Legal Lot Number | 5 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 108 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2520 CROSS ST, LAREDO, TX 78046-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2013 |
| Deed Sale | Jan 22, 2013 |
| Prior Sale | Jan 20, 2006 · Amount on Record |
| Deed Document Number | 20131156309 |
| Deed Book / Page | 3375 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 2520 CROSS ST, LAREDO, TX 78046-8201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2520 CROSS ST, LAREDO, TX 78046-8201 |
| Document Number | 4992/227 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 4992/227 |
| Instrument | 1423941 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | Laredo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,693 (+1%) | $297,180 (-0.51%) Land $73,302 Building $223,878 | |
| 2025 | $1,236.00 (-11.27%) Homeowner's exemption | $244,266 (-8.73%) | $298,710 (+11.61%) |
| 2024 | $1,393.00 (+12.07%) | ||
| 2023 | $267,627 Land $52,855 Building $214,772 | $267,627 Land $52,855 Building $214,772 | |
| 2022 | $1,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smartcom Telephone, T-Mobile, Verizon.
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