2520 Clipper Way, Naples, FL 34104 Property Records

Collier County property record for 2520 Clipper Way, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,281 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2021)
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`226300 1314A35`

Property Details

APN / Parcel Number

Primary APN	`226300 1314A35`
Alternative APN	`26735480005`

Interior

Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)

Exterior Amenities

Pool Area	264 sqft
Porch	Aluminum Porch
Porch Area	216 sqft
Deck Area	591 sqft

Location & Zoning

Street Address	2520 CLIPPER WAY
City	NAPLES
State	FL
Zip	34104-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	COCONUT RIVER UNIT 1 PAR NO 131 DESC AS FOLL, COMM NE CNR SEC 35, S 540FT, W 1939.18FT TO POB, S 120.58FT, E 87.50FT, N 120.52FT, W 87.50FT TO POB OR 752 PG 390
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	COCONUT RIVER UNIT 1
Legal Tract	226300
Legal Block	1
Legal Lot Number	131
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10401

Owner

2520 Clipper Way is owned by two individuals who bought it in December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13625 W NICOLET DR, NEW BERLIN, WI 53151-8055
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	20216173968
Deed Book / Page	6056 / 129
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2021
Property Address	2520 CLIPPER WAY, NAPLES, FL 34104-3322
Document Number	0060560129
Book / Page	6056 / 129
Instrument Date	Dec 9, 2021
Instrument	6173968
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 CLIPPER WAY, 2520, NAPLES, FL 34104-3322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13625 W NICOLET DR, NEW BERLIN, WI 53151-8055

Mortgage

Document Number	0006056131
Date	Dec 13, 2021
Instrument	6056/131

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2520 CLIPPER WAY, NAPLES, FL 34104-3322
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060450970
Date	Nov 22, 2021
Book Page	6045/970
Instrument	6162835

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Clipper Way was $4,982.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,509 (-0.1%) Land $324,086 Building $120,423	$444,509 (-0.1%) Land $324,086 Building $120,423
2025	$4,982.00	$444,953 Land $344,995 Building $99,958	$444,953 Land $344,995 Building $99,958
2023	$4,647.00 (-10.93%)	$422,336 (-6.17%) Land $300,564 Building $121,772	$422,336 (-6.17%) Land $300,564 Building $121,772
2022	$5,217.00	$450,126 Land $323,825 Building $126,301	$450,126 Land $323,825 Building $126,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2520 Clipper Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Clipper Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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