2520 Chamomile Ct, Troy, OH 45373 Property Records

Miami County property record for 2520 Chamomile Ct, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 1996
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Sep 2023)
Tax Bill$3,753 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Feb 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APND08-101690

Property Details

APN / Parcel Number

Primary APND08-101690
Alternative APNs
  • 050619.4-09-008-00
  • D08SW182 00800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,875 sqft Living Area
1st Floor Area3,750 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage Area499 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2520 CHAMOMILE CT
CityTROY
StateOH
Zip45373-8755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 7764 WESTLAKE VILLAGE #1
Legal SubdivisionWESTLAKE VILLAGE #1
Legal Lot Number7764
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1013
Census Tract365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2520 CHAMOMILE CT, TROY, OH 45373-8755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Warranty Deed, Transfer · FHA Mortgage
WESTERN OHIO MORTGAGE CORP
Feb 23, 2023Survivorship Deed, Transfer
Jul 8, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleApr 1, 2002 · Amount on Record
Deed Document Number202310544
Prior Transfer DateJul 7, 2022
Prior Transfer Doc0000010400
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateSep 25, 2023
Property Address2520 CHAMOMILE CT, TROY, OH 45373-8755
Document Number0000010544
Map ReferenceMB 16 PG 108
Instrument DateSep 21, 2023
Instrument2023OR-10544
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2520 CHAMOMILE CT, TROY, OH 45373-8755

Mortgage

Document Number0000010545
DateSep 25, 2023
Instrument2023OR-10545
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

February 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMIAMI OH
Recording DateFeb 23, 2023
Property Address2520 CHAMOMILE CT, TROY, OH 45373-8755
Document Number0000001899
Map ReferenceVOL 756 PG 642
Instrument DateFeb 16, 2023
Instrument2023OR-01899
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address204 W FRANKLIN ST, PLEASANT HILL, OH 45359-8795

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMIAMI OH
Recording DateJul 8, 2022
Property Address2520 CHAMOMILE CT, TROY, OH 45373-8755
Document Number0000010400
Map ReferenceMB 16 PG 108
Instrument DateJul 6, 2022
Instrument2022OR-10400
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,753.00 (+11.5%) Homeowner's exemption$113,200 (+26.82%) Land $18,030 Building $95,170$323,400 (+26.82%) Land $51,500 Building $271,900
2024$3,366.00 (+2.22%) Homeowner's exemption$89,260 (-) Land $18,730 Building $70,530
2023$3,293.00 (+17.44%) Homeowner's exemption$89,260 (-) Land $18,730 Building $70,530$255,000 (-) Land $53,500 Building $201,500
2022$2,804.00 Homeowner's exemption$89,260 Land $18,730 Building $70,530$255,000 Land $53,500 Building $201,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2004–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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