2520 Castle Dr, Independence, MO 64057 Property Records

Jackson County property record for 2520 Castle Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,010 sqft · built 1993
Lot Size	2.27 acres (99,043 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-540-01-38`

Property Details

APN / Parcel Number

Primary APN	`25-540-01-38`
Alternative APNs	`25-540-01-38-00-0-00-000` `25540013800000001` `771202`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	1,774 sqft
Basement Area	2,040 sqft
Finished Basement	1,330 sqft
Unfinished Basement	710 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,043 sqft
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	792 sqft
Patio Area	1,140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771202
Street Address	2520 CASTLE DR
City	INDEPENDENCE
State	MO
Zip	64057-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD CREST FARM ESTATES LOT 2
Legal Subdivision	WOOD CREST FARM ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1021
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 CASTLE DR, INDEPENDENCE, MO 64057-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Nov 10, 2020	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2012
Transfer Doc	00E0067535
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2520 CASTLE DR, INDEPENDENCE, MO 64057-2239
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0037614
Date	Apr 19, 2022
Instrument	2022E0037614

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2520 CASTLE DR, INDEPENDENCE, MO 64057-2239
Document Number	000E113413
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2520 CASTLE DR INDEPENDENCE MO 640572239, INDEPENDENCE, MO 64057-2239

Mortgage

Document Number	000E113413
Date	Dec 1, 2020
Instrument	113413E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2045

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,730 (-15.13%) Land $23,387 Building $46,343	$367,000 (-15.13%)
2025	$5,872.00 (-5.91%)	$82,165 (-8.79%) Land $23,387 Building $58,778	$432,450 (-8.79%)
2024	$6,241.00 (+2.33%)
2023	$6,099.00	$90,087 Land $9,128 Building $80,959	$474,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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