Montgomery County property record for 2520 Adirondack Trl, Kettering, OH 45409
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.049 acres (2,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Feb 2006) |
| Tax Bill | $51 (2024) |
| Deeds & Mortgages | Nov 2022 Transfer Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00305-0108 |
| Primary APN | N64-00305-0108 |
|---|
| Lot Area | 2,126 sqft (0.049 acres) |
|---|---|
| Lot Dimensions | 25 ft deep x 85 ft wide |
| View / Lot | Neighborhood / Spot |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2520 ADIRONDACK TRL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45409-1908 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 140 PT SOUTHERN HILLS |
| Legal Subdivision | SOUTHERN HILLS |
| Legal Lot Number | 108 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dayton Country Club listed 2024 · 8 contributing resources · NRIS 100009927 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2520 ADIRONDACK TRL, DAYTON, OH 45409-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 10, 2022 | Intrafamily Transfer, Transfer |
| Nov 10, 2022 | Transfer on Death Deed, Transfer |
| May 19, 2020 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2006 · Amount on Record |
| Deed Sale | Feb 7, 2006 · Amount on Record |
| Prior Sale | Nov 21, 2005 · Amount on Record |
| Deed Document Number | 200611312 |
| Last Transfer Date | Nov 7, 2022 |
| Transfer Doc | 0000070449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 10, 2022 |
| Property Address | 2520 ADIRONDACK TRL, KETTERING, OH 45409-1908 |
| Document Number | 0000070449 |
| Map Reference | MB U PG 43 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022-00070449 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2520 ADIRONDACK TRL, KETTERING, OH 45409-1908 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 10, 2022 |
| Property Address | 2520 ADIRONDACK TRL, KETTERING, OH 45409-1908 |
| Document Number | 0000070450 |
| Map Reference | MB U PG 43 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022-00070450 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2520 ADIRONDACK TRL, KETTERING, OH 45409-1908 |
| Document Number | 0000030853 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | ADIRONDACK TRL DAYTON OH 45409, DAYTON, OH 45409 |
| Document Number | 0000030853 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 30853 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 31, 2035 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $780 (-) Land $780 | $2,220 (-) Land $2,220 | |
| 2024 | $51.00 (+2%) | ||
| 2023 | $50.00 (+8.7%) | $780 (+36.84%) Land $780 | $2,220 (+36.2%) Land $2,220 |
| 2022 | $46.00 | $570 Land $570 | |
| 2020 | $1,630 Land $1,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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