2520 38th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2520 38th St, Two Rivers, WI 54241

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,482 sqft · built 1957
Lot Size0.216 acres (9,409 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Apr 2006)
Tax Bill$2,220 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN53-301-003-040.02

Property Details

APN / Parcel Number

Primary APN53-301-003-040.02
Alternative APNs
  • 053-301-003-040.02
  • 3010030402
  • 4703

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area2,488 sqft
Basement Area988 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,409 sqft (0.216 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4703
Street Address2520 38TH ST
CityTWO RIVERS
StateWI
Zip54241-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSORENSON`S SUB LOT 4 BLK 3
Legal SubdivisionSORENSONS SUB
Legal Block3
Legal Lot Number4
JurisdictionMANITOWOC WI
Township / Civil DivisionTWO RIVERS
Census Block Group2
Census Block2003
Census Tract5200

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2520 38TH ST, TWO RIVERS, WI 54241-1419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2006 · Amount on File
Deed SaleApr 3, 2006 · Amount on File
Deed Document Number20061006543
Deed Book / Page2167 / 613
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANITOWOC WI
Property Address2520 38TH ST, TWO RIVERS, WI 54241-1419
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 38TH ST, TWO RIVERS, WI 54241-1419

Mortgage

Document Number3420/440
DateJul 12, 2021
Book Page3420/440
Instrument1238507
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyManitowoc County
MunicipalityTwo Rivers City
Unified School DistrictTwo Rivers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,220.00 (+32.93%) Homeowner's exemption$141,600 (+96.67%) Land $21,100 Building $120,500$163,711 (+43.23%) Land $24,395 Building $139,316
2023$1,670.00 Homeowner's exemption$72,000 Land $12,300 Building $59,700$114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS WATERWORKS
serves 11,270 people · EPA ID WI4360436
Water SourceSurface water
Last State InspectionOct 2023
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on 38th St

Nearby Streets

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