2520 2nd St, Ceres, CA 95307 Property Records

Stanislaus County property record for 2520 2nd St, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 929 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$386,500 (Aug 2026)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`127-013-016-000`

Property Details

APN / Parcel Number

Primary APN	`127-013-016-000`
Alternative APNs	`1271316000` `1271316`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	929 sqft Living Area
1st Floor Area	929 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Width	60 ft Width
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2520 2ND ST
City	CERES
State	CA
Zip	95307-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CERES
Legal Block	1
Legal Lot Number	14
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1005
Census Tract	2602

Owner

Source: Stanislaus County assessment roll, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2520 2ND ST, CERES, CA 95307-3214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Grant Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
Feb 11, 2026	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Nov 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage MLD MORTGAGE
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Feb 11, 2026 · Amount on Record
Deed Document Number	202642868
Prior Transfer Date	Jan 11, 2018
Prior Transfer Doc	0000002249
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 5, 2026
Property Address	2520 2ND ST, CERES, CA 95307-3214
Document Number	0000042868
Instrument Date	Jul 17, 2026
Instrument	202642868
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42,940.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 2ND ST, CERES, CA 95307-3214

Mortgage

Document Number	0000042869,
Date	Aug 5, 2026
Instrument	202642869

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 11, 2026
Property Address	2520 2ND ST, CERES, CA 95307-3214
Document Number	0000006922
Map Reference	VOL 11 PG 1
Instrument Date	Jan 30, 2026
Instrument	2026-0006922
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E MAIN ST, TURLOCK, CA 95380-4518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006923
Date	Feb 11, 2026
Instrument	2026-0006923

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2520 2ND ST, CERES, CA 95307-3214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 2ND ST, CERES, CA 95307-3214

Mortgage

Document Number	0000085983
Date	Nov 3, 2020
Instrument	2020-0085983

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Nov 1, 2021
Index	1-Year LIBOR

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 16, 2018
Property Address	2520 2ND ST, CERES, CA 95307-3214
Document Number	0000002249
Instrument Date	Jan 11, 2018
Instrument	2249
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 2ND ST CERES CA 953073214, CERES, CA 95307-3214

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 20, 2017
Property Address	2520 2ND ST, CERES, CA 95307-3214
Document Number	0000028628
Instrument Date	Apr 20, 2017
Instrument	28628
Transaction Type	Transfer
Record Updated	May 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1609 MARTINEZ CA 945530609, MARTINEZ, CA 94553-0609

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,964.00 (+82.59%)	$338,650 (+67.38%) Land $223,686 Building $114,964
2023	$2,171.00 (+0.93%) Homeowner's exemption	$202,322 Land $103,895 Building $98,427
2022	$2,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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