252 Waterview Cove Dr, Freeport, FL 32439 Property Records

Walton County property record for 252 Waterview Cove Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2006
Lot Size	0.221 acres (9,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2025)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23010-006-0010`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23010-006-0010`
Alternative APNs	`18-119-23010-006-0010` `1030888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,924 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,620 sqft (0.221 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	252 WATERVIEW COVE DR
City	FREEPORT
State	FL
Zip	32439-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 1 HICKORY PLACE WATERVIEW COVE PB 7-22 OR 2251-401 OR 2639-2212 OR 2730-3148 OR 3294-1507 OR 3313-4105
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HICKORY PLACE WATERVIEW COVE
Legal Block	600
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2085
Census Tract	950502

Owner

Source: Walton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 30, 2023	Warranty Deed, Transfer ALLURE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jan 25, 2024 · Amount on Record
Deed Document Number	202534090
Deed Book / Page	3371 / 2804
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Sep 18, 2026
Property Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806
Document Number	0000038695
Book / Page	3413 / 1263
Instrument Date	Sep 14, 2026
Instrument	202638695
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806

Mortgage

Document Number	0000038695,
Date	Sep 18, 2026
Book Page	3413/1263
Instrument	202638695

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2025
Property Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806
Document Number	0033712804
Book / Page	3371 / 2804
Map Reference	MB 7 PG 22
Instrument Date	Sep 18, 2025
Instrument	20250034090
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 OLD CARROLL RD, LUMBERTON, MS 39455-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806

Mortgage

Document Number	0033712806
Date	Sep 22, 2025
Instrument	3371/2806

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 25, 2024
Property Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806
Document Number	0033134105
Book / Page	3313 / 4105
Map Reference	MB 7 PG 22,22A&22B
Instrument Date	Jan 25, 2024
Instrument	20240002686
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 HIGHWAY 98 E # E3-241, E3-241, DESTIN, FL 32541-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OLD CARROLL RD, LUMBERTON, MS 39455-2132

Mortgage

Document Number	0033134107
Date	Jan 25, 2024
Book Page	3313/4107
Instrument	20240002687

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2023
Property Address	252 WATERVIEW COVE DR, FREEPORT, FL 32439-2806
Document Number	0032941507
Book / Page	3294 / 1507
Map Reference	MB 7 PG 22-22B
Instrument Date	Jun 29, 2023
Instrument	20230023297
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,922.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	WATERVIEW COVE DR, FREEPORT, FL 32439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E # B-241, B-241, DESTIN, FL 32541-2584

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00 (-2.24%)	$356,995 (-1.01%) Land $29,668 Building $327,327	$356,995 (-1.01%) Land $29,668 Building $327,327
2024	$3,086.00 (+171.42%)	$360,626 (+19.5%) Land $29,668 Building $330,958	$360,626 (+19.5%) Land $29,668 Building $330,958
2023	$1,137.00 (+1.16%) Homeowner's exemption	$301,785 (+8.64%) Land $29,668 Building $272,117	$301,785 (+8.64%) Land $29,668 Building $272,117
2022	$1,124.00 Homeowner's exemption	$277,797 Land $32,932 Building $244,865	$277,797 Land $32,932 Building $244,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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