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252 Water Oaks Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 252 Water Oaks Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,439 sqft · built 2014
Lot Size0.091 acres (3,964 sqft)
OwnerIndividual Name on Record
Last Sale$182,500 (Oct 2014)
Tax Bill$2,869 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-2S-20-33440-000-0170

Property Details

APN / Parcel Number

Primary APN28-2S-20-33440-000-0170
Alternative APNs
  • 28-220-33440-000-0170
  • 1060009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,439 sqft Living Area
Gross Area1,593 sqft
1st Floor Area1,439 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,964 sqft (0.091 acres)
Lot Dimensions80 ft deep x 50 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area54 sqft
Deck AreaDeck Area
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address252 WATER OAKS LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 WATER OAKS S/D PB 17-19 OR 2701-97 OR 2799-719 OR 2869-3424 OR 2878-2178 OR 2949-546 OR 2962-904 OR 2963-2250
Legal Range020
Legal Township02S
Legal Section28
Legal SubdivisionWATER OAKS
Legal Block1
Legal Lot Number17
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1006
Census Tract950605

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24 SEA OATES RD, SANTA ROSA BEACH, FL 32459-5138
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Prior SaleMay 5, 2014 · Amount on Record
Deed Document Number20141298972
Deed Book / Page2962 / 904
Prior Transfer DateApr 29, 2011
Prior Transfer Doc0028693424
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address252 WATER OAKS LOOP, SANTA ROSA BEACH, FL 32459-8538
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address252 WATER OAKS LOOP, SANTA ROSA BEACH, FL 32459-8538

Mortgage

Document Number0031852625
DateMar 2, 2021
Book Page3185/2625
Instrument20210009764
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,869.00 (+133.44%)$317,612 (-0.94%) Land $23,029 Building $294,583$317,612 (-0.94%) Land $23,029 Building $294,583
2024$1,229.00 (+4.42%)
2023$1,177.00 (+1.82%) Homeowner's exemption$320,616 (+11.79%) Land $23,029 Building $297,587$320,616 (+11.79%) Land $23,029 Building $297,587
2022$1,156.00 Homeowner's exemption$286,808 Land $25,563 Building $261,245$286,808 Land $25,563 Building $261,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 219 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies219 in force
Nearby Flood Claims4 (2018–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cox Communications, Wildstar Networks.

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