252 W Main St, Elkton, MD 21921 Property Records

Cecil County property record for 252 W Main St, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	1 ba · 1,476 sqft · built 1915
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Jun 2023)
Tax Bill	$3,940 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-052761`

Property Details

APN / Parcel Number

Primary APN	`03-052761`
Alternative APNs	`3052761` `052761`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,476 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Patio Area	215 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052761
Street Address	252 W MAIN ST
City	ELKTON
State	MD
Zip	21921-5232
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	.2439 ACRE 252-254 WEST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4023
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

252 W Main St, a townhouse, is owned by an individual who bought it in June 2023.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4850 GARNET CMN, FREMONT, CA 94555-2817
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jan 4, 2000 · Amount on File
Deed Book / Page	5340 / 20
Transfer Doc	0008670099
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 21, 2023
Property Address	252 W MAIN ST, ELKTON, MD 21921-5232
Document Number	0053400020
Book / Page	5340 / 20
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4850 GARNET CMN, FREMONT, CA 94555-2817

Mortgage

Document Number	0053400025
Date	Jun 21, 2023
Instrument	5340-0025

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 252 W Main St was $3,940, up 7.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,940.00 (+7.15%)	$229,100 (+7.76%)	$245,600 (-) Land $51,800 Building $193,800
2025	$3,677.00	$212,600	$245,600 Land $51,800 Building $193,800
2023	$3,412.00 (+54.53%)	$196,100 (-) Land $51,800 Building $144,300	$196,100 (-) Land $51,800 Building $144,300
2022	$2,208.00	$196,100 Land $51,800 Building $144,300	$196,100 Land $51,800 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 252 W Main St in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 252 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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