252 W Main St, Carmel, IN 46032 Property Records

Hamilton County property record for 252 W Main St, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,754 sqft · built 2006
Lot Size	0.019 acres (871 sqft)
Owner	Company Name on Record
Tax Bill	$8,973 (2024)
Deeds & Mortgages	May 2020 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-208-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-208-006.000-018`
Alternative APN	`1609250208006000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	288 sqft
2nd Floor Area	751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	871 sqft (0.019 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609250208006000
Street Address	252 W MAIN ST
City	CARMEL
State	IN
Zip	46032-1760
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .02, SECTION 25, TOWNSHIP 18, RANGE 3, MONON & MAIN, LOT 2C, BLOCK 2, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	MONON & MAIN
Legal Block	2
Legal Lot Number	2
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	110905

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5655 CASTLE CREEK PARKWAY NORTH DR, INDIANAPOLIS, IN 46250-4349
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JACKSON COUNTY BANK
May 1, 2020	Deed of Trust, Mortgage JACKSON CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2007
Deed Sale	Oct 17, 2007
Prior Sale	Feb 12, 2014
Deed Document Number	0000059308
Last Transfer Date	Jun 1, 2015
Transfer Doc	0000025973
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	252 W MAIN ST, CARMEL, IN 46032-1760
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029712
Date	May 20, 2020
Instrument	2020029712

Lender

Name	JACKSON COUNTY BANK
Type	Bank
Address	SEYMOUR, IN 47274

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	252 W MAIN ST, CARMEL, IN 46032-1760
Document Number	0000025297
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5655 CASTLE CREEK PARKWAY NORTH DR INDIANAPOLIS IN 462504349, INDIANAPOLIS, IN 46250-4349

Mortgage

Document Number	0000025297
Date	May 4, 2020
Instrument	25297

Lender

Name	JACKSON CNTY BK
Type	Bank
Address	SEYMOUR, IN 47274

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 3, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$446,100 (-0.69%) Land $108,100 Building $338,000	$446,100 (-0.69%) Land $108,100 Building $338,000
2024	$8,973.00 (+42.72%)	$449,200 (+44.02%) Land $108,100 Building $341,100	$449,200 (+44.02%) Land $108,100 Building $341,100
2023	$6,287.00 (-1.41%)	$311,900 (+0.87%) Land $108,100 Building $203,800	$311,900 (+0.87%) Land $108,100 Building $203,800
2022	$6,377.00	$309,200 Land $89,500 Building $219,700	$309,200 Land $89,500 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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