Oswego County and Oswego City property record for 252 W 5th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,605 sqft · built 1962 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,984 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.78-04-16 |
| Primary APN | 351200 128.78-04-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 100 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 364 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1071 M |
|---|---|
| Street Address | 252 W 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21603 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 252 W 5TH ST, OSWEGO, NY 13126-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PATHFINDER BANK |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit PATHFINDER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2003 |
| Transfer Doc | 2003000948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 252 W 5TH ST, OSWEGO, NY 13126-3817 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 252 W 5TH ST, OSWEGO, NY 13126-3817 |
| Document Number | 0000002874 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | R-2022-012874 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 23, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 252 W 5TH ST, OSWEGO, NY 13126-3817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CNY ABSTRACT & TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0000009619 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | R-2017-009619 |
| Name | PATHFINDER BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,984.00 (-5.48%) | ||
| 2025 | $4,215.00 | $215,000 (+72.14%) Land $21,500 Building $193,500 | $215,000 (+42.87%) Land $21,500 Building $193,500 |
| 2023 | $124,900 Land $15,800 Building $109,100 | $150,482 Land $19,036 Building $131,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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