Fluvanna County property record for 252 Two Rivers Dr, Troy, VA 22974 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,170 sqft Living Area |
| Lot Size | 32,234 sqft (0.74 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2019) |
| Tax Bill | $3,528.00 (2025) |
| Primary APN | 9 9 26 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 4,187 sqft Gross Area |
| 1st Floor | 2,010 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 32,234 sqft (0.74 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Deck Area | 192 sqft Deck |
| Porch Area | 220 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 252 TWO RIVERS DR |
|---|---|
| City | TROY |
| State | VA |
| Zip | 22974-3984 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 190001016 AC 0.74 TWIN RIVERS CLUSTER SUBDIVISION |
| Legal Subdivision | CLUSTER SUBDIVISION |
| Legal Block | 26 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 9 9 26
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 TWO RIVERS DR, TROY, VA 22974-3984 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC |
| Apr 11, 2019 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Prior Sale | Jun 08, 2015 · Amount on Record |
| Deed Doc Number | 20191016 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 252 TWO RIVERS DR, TROY, VA 22974-3984 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210004143 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 210004143 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 11, 2019 |
| Property Address | 252 TWO RIVERS DR, TROY, VA 22974-3984 |
| Document Number | 1901016 |
| Map Reference | PB 2 PG 335 |
| Instrument Date | Mar 31, 2019 |
| Instrument | 1901016 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 TWO RIVERS DR, TROY, VA 22974-3984 |
| Document Number | 1901017 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 1901017 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,300 (-) Land $50,000 Building $417,300 | $467,300 (-) Land $50,000 Building $417,300 | |
| 2025 | $3,528.00 (+6.36%) | $467,300 (+18.88%) Land $50,000 Building $417,300 | $467,300 (+18.88%) Land $50,000 Building $417,300 |
| 2023 | $393,100 Land $50,000 Building $343,100 | $393,100 Land $50,000 Building $343,100 | |
| 2022 | $3,317.00 |
252 Two Rivers Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Fluvanna County (51065C), updated March 25, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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