Cape Girardeau County property record for 252 Topaz Ln, Cape Girardeau, MO 63701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,500 sqft · built 1993 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,452 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149043600007050000 |
| Primary APN | 149043600007050000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Basement Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 165,528 sqft (3.8 acres) |
| Lot Dimensions | 807 ft deep x 213 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 252 TOPAZ LN |
|---|---|
| City | CAPE GIRARDEAU |
| State | MO |
| Zip | 63701-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SUR 184 |
| Legal Range | 12E |
| Legal Township | 31S |
| Legal Section | 36 |
| Legal Subdivision | USP SURVEY NO 184 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | HUBBLE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 881500 |
252 Topaz Ln is owned and occupied by two individuals.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 TOPAZ LN, CAPE GIRARDEAU, MO 63701-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OZARKS FEDERAL SAVINGS & LOAN |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 252 TOPAZ LN, CAPE GIRARDEAU, MO 63701-9512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202203495 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-03495 |
| Name | OZARKS FEDERAL SAVINGS & LOAN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 24, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 252 TOPAZ LN, CAPE GIRARDEAU, MO 63701-9512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202103007 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-03007 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 252 TOPAZ LN, CAPE GIRARDEAU, MO 63701-9512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003549 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020-03549 |
| Name | FORTUNE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 252 Topaz Ln was $2,452.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,090 (-) Land $4,720 Building $46,370 | $268,863 (-) Land $24,836 Building $244,027 | |
| 2025 | $2,452.00 | $51,090 Land $4,720 Building $46,370 | $268,863 Land $24,836 Building $244,027 |
| 2023 | $2,209.00 | $48,650 Land $4,490 Building $44,160 | $256,060 Land $23,653 Building $232,407 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 252 Topaz Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 252 Topaz Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE GIRARDEAU COUNTY PWSD 4 serves 1,743 people · EPA ID MO4024100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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