252 Tide Way, Morgantown, WV 26508 Property Records

Monongalia County property record for 252 Tide Way, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,008 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jul 2025)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-20P-0038.0000`

Property Details

APN / Parcel Number

Primary APN	`18-20P-0038.0000`
Alternative APN	`31-18-20P-0038.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,008 sqft Living Area
1st Floor Area	3,660 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Concrete
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	252 TIDE WAY
City	MORGANTOWN
State	WV
Zip	26508-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 167 PHASE 1 CHEAT COVE 11487 SQ FT OR 0.26 AC
Legal Subdivision	CHEAT COVE SUBDIVISION
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2022
Census Tract	10800

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK
Sep 20, 2019	Deed of Trust, Mortgage HOME SVGS BK
Nov 29, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOME SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2025961791
Deed Book / Page	1884 / 671
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jul 15, 2025
Property Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800
Document Number	0000961791
Book / Page	1884 / 671
Map Reference	CAB 6 ENV 30-B
Instrument Date	Jul 14, 2025
Instrument	961791
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,112.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800

Mortgage

Document Number	0000961793
Date	Jul 15, 2025
Instrument	961793

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.99%
Index	1-Year T-Bill
Margin	3
Max Rate	11.9%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800
Document Number	0000773351
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 TIDE WAY MORGANTOWN WV 265081800, MORGANTOWN, WV 26508-1800

Mortgage

Document Number	0000773351
Date	Oct 4, 2019
Book Page	002315/000085
Instrument	773351

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	PARKERSBURG, WV 26104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800
Document Number	0000773350
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 TIDE WAY MORGANTOWN WV 265081800, MORGANTOWN, WV 26508-1800

Mortgage

Document Number	0000773350
Date	Oct 4, 2019
Book Page	002315/000073
Instrument	773350

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 29, 2018
Property Address	252 TIDE WAY, MORGANTOWN, WV 26508-1800
Document Number	0000744026
Book / Page	001649 / 000084
Instrument Date	Oct 24, 2018
Instrument	744026
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 TIDE WAY MORGANTOWN WV 265081800, MORGANTOWN, WV 26508-1800

Mortgage

Document Number	744027
Date	Nov 29, 2018
Book Page	002269/000468
Instrument	744027

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00 (-0.08%)	$234,000 (-) Land $40,860 Building $193,140	$390,000 (-) Land $68,100 Building $321,900
2025	$2,500.00 (+2.63%)	$234,000 (+2.71%) Land $40,860 Building $193,140	$390,000 (+2.71%) Land $68,100 Building $321,900
2023	$2,436.00 (+5.96%)	$227,820 (+1.55%) Land $35,280 Building $192,540	$379,700 (+1.55%) Land $58,800 Building $320,900
2022	$2,299.00	$224,340 Land $35,280 Building $189,060	$373,900 Land $58,800 Building $315,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Frontier.

Nearby Properties on Tide Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures