252 Thumm Rd, Gaylord, MI 49735 Property Records

Otsego County property record for 252 Thumm Rd, Gaylord, MI 49735

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2026)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 2 more
APN	`072-190-000-012-00`

Property Details

APN / Parcel Number

Primary APN	`072-190-000-012-00`

Interior

Full Baths	2 Baths
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	267 ft deep x 197 ft wide
Garage Area	1,772 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	252 THUMM RD
City	GAYLORD
State	MI
Zip	49735-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PLAT OF KNOLLWOOD ACRES. SEC 6 T30N R4W.
Legal Range	04W
Legal Township	30N
Legal Section	06
Legal Subdivision	KNOLLWOOD ACRES
Legal Lot Number	12
Jurisdiction	OTSEGO MI
Township / Civil Division	HAYES
Census Block Group	3
Census Block	3058
Census Tract	950200

Owner

252 Thumm Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Otsego County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	252 THUMM RD, GAYLORD, MI 49735-9227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Sep 25, 2015 · Amount on File
Deed Book / Page	1702 / 456
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	1172/640
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	252 THUMM RD, GAYLORD, MI 49735-9227
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 THUMM RD, GAYLORD, MI 49735-9227

Mortgage

Document Number	0000001707/0000000398
Date	Mar 25, 2026
Book Page	0000001707/0000000398

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	252 THUMM RD, GAYLORD, MI 49735-9227
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 THUMM RD, GAYLORD, MI 49735-9227

Mortgage

Document Number	0000001707/0000000398
Date	Mar 25, 2026
Book Page	0000001707/0000000398

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	252 THUMM RD, GAYLORD, MI 49735-9227
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 THUMM RD, GAYLORD, MI 49735-9227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001703/0000000119
Date	Jan 28, 2026
Book Page	0000001703/0000000119

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Jan 20, 2026
Property Address	252 THUMM RD, GAYLORD, MI 49735-9227
Document Number	001702/456
Book / Page	1702 / 456
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	ALPINE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	252 THUMM RD, GAYLORD, MI 49735-9227
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001703/0000000119
Date	Jan 28, 2026
Book Page	0000001703/0000000119

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 252 Thumm Rd was $1,812 with a homeowner's exemption, up 2.3% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Hayes Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,500 (+14.12%)	$257,000 (+14.12%)
2025	$1,812.00 (+2.32%) Homeowner's exemption	$112,600	$225,200
2024	$1,771.00
2023		$100,500	$201,000
2022	$1,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 252 Thumm Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 252 Thumm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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