252 Souther Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 252 Souther Rd, Fletcher, NC 28732

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,976 sqft · built 2015
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,000 (Feb 2025)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9672094009`

Property Details

APN / Parcel Number

Primary APN	`9672094009`
Alternative APNs	`00967209400955` `9948610`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,976 sqft Heated Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	37,462 sqft (0.86 acres)
Deck Area	36 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9948610
Street Address	252 SOUTHER RD
City	FLETCHER
State	NC
Zip	28732-7508
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9948610~R-
Legal Description	RUBEN F GOLDING SD LO8 PLC-246A
Legal Subdivision	GOLDING,SHIRLEY T & RUBEN F (2934)
Legal Block	9
Legal Lot Number	4009
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	2
Census Block	2002
Census Tract	930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 SOUTHER RD, FLETCHER, NC 28732-7508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20251025931
Deed Book / Page	4252 / 348
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 6, 2026
Property Address	252 SOUTHER RD, FLETCHER, NC 28732-7508
Document Number	0001047147
Book / Page	4420 / 345
Instrument Date	Mar 30, 2026
Instrument	20261047147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 SOUTHER RD, FLETCHER, NC 28732-7508

Mortgage

Document Number	0001047147,
Date	Apr 6, 2026
Book Page	4420/345
Instrument	20261047147

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 14, 2022
Property Address	252 SOUTHER RD, FLETCHER, NC 28732-7508
Document Number	0039380310
Book / Page	3938 / 310
Map Reference	MB 9 PG 111
Instrument Date	Jul 7, 2022
Instrument	983156
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 KENSINGTON PL, 2200, ASHEVILLE, NC 28803-2294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 SOUTHER RD, FLETCHER, NC 28732-7508

Mortgage

Document Number	0000983157
Date	Jul 14, 2022
Instrument	983157

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,100 (+1.74%) Land $38,400 Building $394,700
2025	$2,281.00	$425,700 (+2.5%) Land $38,400 Building $387,300
2023		$415,300 Land $38,400 Building $376,900	$433,100 Land $38,400 Building $394,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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