252 Smith Grove Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 252 Smith Grove Rd, Oakboro, NC 28129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,972 sqft · built 1980
Lot Size	12.7 acres (554,519 sqft)
Owner	Individual Name on Record
Last Sale	$644,000 (Mar 2022)
Tax Bill	$2,512 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559501476593`

Property Details

APN / Parcel Number

Primary APN	`559501476593`
Alternative APNs	`1538879` `12407`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,972 sqft Finished Area
Gross Area	3,267 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	554,519 sqft (12.7 acres)
Garage Area	2,040 sqft
Porch	Porch
Porch Area	760 sqft
Deck Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1538879
Street Address	252 SMITH GROVE RD
City	OAKBORO
State	NC
Zip	28129-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	HSE 252 SMITH GROVE RD 559500169
Legal Subdivision	CECIL LAMBERT PROP
Legal Lot Number	3
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2032
Census Tract	930801

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	221 HELTON LN, FORT MILL, SC 29708-0075
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	0001780798
Deed Book / Page	1780 / 798
Record Updated	Jun 7, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 28, 2022
Property Address	252 SMITH GROVE RD, OAKBORO, NC 28129-7215
Document Number	0000445140
Book / Page	1780 / 798
Instrument Date	Mar 28, 2022
Instrument	445140
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28138 FAIRRIDGE LANE, 28138, OAKBORO, NC 28129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 HELTON LN, FORT MILL, SC 29708-0075

Mortgage

Document Number	0000445141
Date	Mar 28, 2022
Instrument	445141

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Red Cross Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,512.00	$326,351 Land $95,335 Building $231,016	$326,351 Land $95,335 Building $231,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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