252 Shady Rock Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 252 Shady Rock Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,237 sqft · built 2008
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Oct 2021)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T082000589`

Property Details

APN / Parcel Number

Primary APN	`T082000589`
Alternative APN	`4-0036-A428-00-029B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,237 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,074 sqft
Basement Area	684 sqft
Finished Basement	479 sqft
Unfinished Basement	205 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	276 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082000589
Street Address	252 SHADY ROCK LN
City	O FALLON
State	MO
Zip	63368-7468
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT SPRINGHURST #5 LOT 29B
Legal Subdivision	VLGS AT SPRINGHURST #5
Legal Lot Number	29B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1041
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 SHADY ROCK LN, O FALLON, MO 63368-7468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	202182662
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2021
Property Address	252 SHADY ROCK LN, O FALLON, MO 63368-7468
Document Number	2021R082662
Map Reference	MB 45 PG 19
Instrument Date	Sep 27, 2021
Instrument	2021R-082662
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 OLD FORESTER DR, 325, LAKE SAINT LOUIS, MO 63367-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 SHADY ROCK LN, O FALLON, MO 63368-7468

Mortgage

Document Number	2021R082663
Date	Oct 5, 2021
Instrument	2021R-082663

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	252 SHADY ROCK LN, O FALLON, MO 63368-7468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068851303
Date	Mar 1, 2018
Book Page	6885/1303
Instrument	20180301000109950

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2028

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,750 (-)	$277,632 (-) Building $277,632
2025	$3,516.00	$52,750 (+13.5%)	$277,632 (+13.5%)
2023		$46,475
2022			$244,606 Building $244,606

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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