252 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 252 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,416 sqft Living Area
Lot Size	22,551 sqft (0.518 acres)
Garage	Attached, 538 sqft
Last Sale	$435,000 (2016)
Tax Bill	$7,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-856604-000960`
Alternative APNs	`072927856604000960` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,416 sqft Living Area
Gross Area	2,954 sqft Gross Area
1st Floor	2,416 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	22,551 sqft (0.518 acres)
Depth X Width	152 ft x 110 ft Depth x Width
Garage Type	Attached Garage
Garage Area	538 sqft Garage
Porch Area	378 sqft Porch
Boat Access	Boat Access

Location & Zoning

Street Address	252 RUBY LAKE LN
City	WINTER HAVEN
State	FL
Zip	33884-3266
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 96 & THAT PT LOT 97 DESC AS: COMM NORTHERNMOST COR LOT 97 S 18 DEG 20 MIN 16 SEC W ALONG COMMON LINE LOT 96 & 97 100 FT TO POB S 68 DEG 03 MIN 17 SEC W ALONG COMMON LINE LOTS 96 & 97 147.98 FT N 69 DEG 3
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE FOUR
Legal Phase	4
Legal Tract	856604
Legal Block	1
Legal Lot Number	96,97
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1035
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-856604-000960

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	132 BANTAM RIDGE CT, STEUBENVILLE, OH 43953-4233
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Prior Sale	Jun 15, 1999 · Amount on Record
Deed Doc Number	2016138179
Deed Book / Page	9892 / 450
Last Transfer Date	Sep 05, 2024
Transfer Doc	0000212072
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	252 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 BANTAM RIDGE CT, WINTERSVILLE, OH 43953-4233

Mortgage

Document Number	0000267703
Date	Oct 13, 2021
Book Page	11936/2183
Instrument	2021267703

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2046

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 (+5.47%) Homeowner's exemption	$417,858 (+5.99%)	$512,870 (+5.44%) Land $175,000 Building $337,870
2023	$6,637.00 (+2.6%) Homeowner's exemption	$394,254 (+3%)	$486,420 (+17.96%) Land $170,000 Building $316,420
2022	$6,469.00 Homeowner's exemption	$382,771	$412,352 Land $140,000 Building $272,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.