Pontotoc County property record for 252 Ridgewood Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,343 sqft · built 2011 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,390 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 177D-05-01-009.19 |
| Primary APN | 177D-05-01-009.19 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,343 sqft Living Area |
| 2nd Floor Area | 541 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 16299 |
|---|---|
| Street Address | 252 RIDGEWOOD DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .46 AC LOT 27 WOODLAND HILLS SE1/4 665-588 4/22/97 20050847 2/22/05 20102590 7/13/10 20210168 1/21/21 662 231 6133 |
| Legal Lot Number | 27 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950300 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 252 RIDGEWOOD DR, PONTOTOC, MS 38863-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 252 RIDGEWOOD DR, PONTOTOC, MS 38863-3532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 252 RIDGEWOOD DR, PONTOTOC, MS 38863-3532 |
| Document Number | 2021000169 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021000169 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 252 RIDGEWOOD DR, PONTOTOC, MS 38863-3532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 252 RIDGEWOOD DR, PONTOTOC, MS 38863-3532 |
| Document Number | 2018004744 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018004744 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 26, 2023 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,390.00 (+4.15%) Homeowner's exemption | $25,527 (-) | $252,523 (-) Land $32,450 Building $220,073 |
| 2023 | $3,255.00 | $25,527 | $252,523 Land $32,450 Building $220,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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