252 Polo Downs, Chelsea, AL 35043 Property Records

Shelby County property record for 252 Polo Downs, Chelsea, AL 35043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,257 sqft · built 2012
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Sep 2017)
Tax Bill	$977 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`097261002038000`

Property Details

APN / Parcel Number

Primary APN	`097261002038000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Heated Area
1st Floor Area	1,257 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 78.9 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	252 POLO DOWNS
City	CHELSEA
State	AL
Zip	35043-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 19S 01W NBRHD: 17 POLO CROSSINGS R-2
Legal Range	01W
Legal Township	19S
Legal Section	26
Legal Subdivision	POLO CROSSINGS SEC 1
Legal Lot Number	135
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1048
Census Tract	30215

Owner

Source: Shelby County assessment roll, APN 097261002038000, as of April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	252 POLO DOWNS, CHELSEA, AL 35043-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Prior Sale	Jan 06, 2012 · Amount on Record
Deed Document Number	2017319740
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 01, 2017
Property Address	252 POLO DOWNS, CHELSEA, AL 35043-7601
Document Number	0000319740
Instrument Date	Aug 30, 2017
Instrument	319740
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 POLO DOWNS CHELSEA AL 350437601, CHELSEA, AL 35043-7601

Mortgage

Document Number	319750
Date	Sep 01, 2017
Instrument	319750

Lender

Name	APCO EMPS CU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll as of April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00 (+0.51%)	$22,220 (-1.16%)	$222,100 (-1.2%) Land $70,000 Building $152,100
2023	$972.00 Homeowner's exemption	$22,480	$224,800 Land $70,000 Building $154,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (01117C), as of January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170302151, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 295 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0001671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SHELBY COUNTY COMMISSION-WATER SERVICES serves 40,101 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.