Worcester County and Gardner City property record for 252 Pearl St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 1940 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (May 2019) |
| Tax Bill | $47 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:T-26 B:0020 L:0020 |
| Primary APN | M:T-26 B:0020 L:0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 4,194 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,300 sqft (0.328 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 252 PEARL ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TERESA K BROWN |
| Legal Block | 20 |
| Legal Lot Number | 20 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:T-26 B:0020 L:0020
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 PEARL ST, GARDNER, MA 01440-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 30, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 201948827 |
| Deed Book / Page | 60473 / 294 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 252 PEARL ST, GARDNER, MA 01440-2416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065699-158 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 65699/158 |
| Instrument | 104432 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 30, 2019 |
| Property Address | 252 PEARL ST, GARDNER, MA 01440-2416 |
| Document Number | 60473-294 |
| Book / Page | 60473 / 294 |
| Instrument Date | May 08, 2019 |
| Instrument | 48827 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 PEARL ST, GARDNER, MA 01440-2416 |
| Document Number | 48828 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 48828 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-99.01%) | $329,100 (+3.52%) Land $71,100 Building $258,000 | $402,420 |
| 2024 | $4,765.00 (+7.78%) | $317,900 (+15.98%) Land $64,700 Building $253,200 | |
| 2023 | $4,421.00 | $274,100 Land $63,800 Building $210,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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