252 Palmyra Rd, Bedford, KY 40006 Property Records

Trimble County property record for 252 Palmyra Rd, Bedford, KY 40006

Property Summary

Property Type	Single Family Home
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2020)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-00-00-088.55`

Property Details

APN / Parcel Number

Primary APN	`022-00-00-088.55`
Alternative APN	`10131`

Exterior

Lot Area	261,796 sqft (6.01 acres)

Location & Zoning

Account Number	10131
Street Address	252 PALMYRA RD
City	BEDFORD
State	KY
Zip	40006-8148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE BLDG & LOT 1 PALMYRA ESTATES(6.01AC)
Legal Subdivision	PALMYRA EST
Legal Tract	1
Legal Lot Number	1
Jurisdiction	TRIMBLE KY
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3021
Census Tract	100100

Owner

252 Palmyra Rd is owned and occupied by an individual who bought it in September 2020.

Source: Trimble County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU
Aug 24, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	95971
Deed Book / Page	D156 / 61
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M257/549
Date	Apr 6, 2023
Book Page	M257/549
Instrument	104334

Lender

Name	COMMONWEALTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M215/406
Date	Aug 24, 2017
Book Page	M215/406
Instrument	89769

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M219/006
Date	Mar 13, 2018
Book Page	M219/006
Instrument	90948

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRIMBLE KY
Recording Date	Sep 25, 2020
Property Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Document Number	000D156/61
Book / Page	D156 / 61
Map Reference	DB 108 PG 254
Instrument Date	Sep 23, 2020
Instrument	95971
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	KENTUCKIANA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2713 MOUNT PLEASANT RD, BEDFORD, KY 40006-8532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 PALMYRA RD, BEDFORD, KY 40006-8148
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095972
Date	Sep 25, 2020
Instrument	95972

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 252 Palmyra Rd was $2,544 with a homeowner's exemption.

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,544.00 Homeowner's exemption	$280,000	$280,000
2023	$2,628.00 Homeowner's exemption	$280,000	$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 252 Palmyra Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 252 Palmyra Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIMBLE CO WATER DISTRICT #1 serves 4,146 people · EPA ID KY1120431
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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