252 Northumberland Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 252 Northumberland Dr, Stephenson, VA 22656

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,058 sqft · built 2018
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$381,000 (Jul 2021)
Tax Bill	$2,249 (2026)
Deeds & Mortgages	Apr 2021 Refinance Feb 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44E1-9-23`

Property Details

APN / Parcel Number

Primary APN	`44E1-9-23`
Alternative APN	`8050300`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	1,029 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050300
Street Address	252 NORTHUMBERLAND DR
City	STEPHENSON
State	VA
Zip	22656-1791
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L23 S9
Legal Subdivision	5
Legal Lot Number	23
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	252 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 28, 2018	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	202112586
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	252 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1791
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006776
Date	Apr 22, 2021
Instrument	210006776

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	252 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1791
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001824
Date	Feb 2, 2021
Instrument	210001824

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 28, 2018
Property Address	252 NORTHUMBERLAND DR, STEPHENSON, VA 22656-1791
Document Number	0000006116
Instrument Date	Jun 27, 2018
Instrument	6116
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	CHAMPION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	252 NORTHUMBERLAND DR STEPHENSON VA 226561791, STEPHENSON, VA 22656-1791

Mortgage

Document Number	6117
Date	Jun 28, 2018
Instrument	6117

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,249.00 (+10.41%)	$424,400 Land $68,000 Building $356,400	$424,400 Land $68,000 Building $356,400
2025	$2,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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