Otsego County and Oneonta Town property record for 252 Lower Reservoir Rd, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,085 sqft · built 1863 |
| Lot Size | 7.49 acres (326,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2010) |
| Tax Bill | $7,396 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 275.00-1-60.00 |
| Primary APN | 364600 275.00-1-60.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Upper Floors Area | 729 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 326,264 sqft (7.49 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 104110 |
|---|---|
| Street Address | 252 LOWER RESERVOIR RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 900 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 60.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 590800 |
252 Lower Reservoir Rd is owned and occupied by two individuals who bought it in January 2010.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 LOWER RESERVOIR RD, ONEONTA, NY 13820-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2010 · Amount on File |
| Deed Sale | Jan 14, 2010 · Amount on File |
| Deed Book / Page | 2010 / 232 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 252 Lower Reservoir Rd was $7,396 with a homeowner's exemption, up 7.2% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,396.00 (+7.2%) Homeowner's exemption | ||
| 2025 | $6,899.00 | $233,800 Land $58,600 Building $175,200 | $334,000 Land $83,714 Building $250,286 |
| 2023 | $2,097.00 Homeowner's exemption | $233,800 (-) Land $58,600 Building $175,200 | $299,744 (+12.82%) Land $75,128 Building $224,616 |
| 2022 | $233,800 Land $58,600 Building $175,200 | $265,682 Land $66,591 Building $199,091 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 252 Lower Reservoir Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1979–2011) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 252 Lower Reservoir Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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