252 Lambert Holw, Clearfield, KY 40313 Property Records

Rowan County property record for 252 Lambert Holw, Clearfield, KY 40313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2023)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-00 00 031.07`

Property Details

APN / Parcel Number

Primary APN	`114-00 00 031.07`
Alternative APNs	`8644` `4799` `5061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5061
Street Address	252 LAMBERT HOLW
City	CLEARFIELD
State	KY
Zip	40313-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT #3 & 4 LAMBERT HOLLOW
Legal Lot Number	3-4
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2030
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	252 LAMBERT HOLW, CLEARFIELD, KY 40313-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · ARM MYCUMORTGAGE LLC
Mar 23, 2023	Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	2021940
Deed Book / Page	D287 / 288
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	252 LAMBERT HOLW, CLEARFIELD, KY 40313-9009
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 LAMBERT HOLW, CLEARFIELD, KY 40313-9009

Mortgage

Document Number	00A483/379
Date	Aug 1, 2025
Book Page	A483/379
Instrument	2039418

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45431

Agreement

Type	ARM
Amount	Amount Recorded
Term	332 Months
Due	Apr 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 23, 2023
Property Address	252 LAMBERT HOLW, CLEARFIELD, KY 40313-9009
Document Number	00D287/288
Book / Page	D287 / 288
Instrument Date	Mar 20, 2023
Instrument	2021940
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3658 CATALINA DR, COCOA, FL 32926-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 LAMBERT HOLW, CLEARFIELD, KY 40313-9009

Mortgage

Document Number	0002021941
Date	Mar 23, 2023
Instrument	2021941

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+107.98%)	$165,000 (+111.54%) Land $15,000 Building $150,000	$165,000 (+111.54%) Land $15,000 Building $150,000
2023	$664.00	$78,000 Land $16,000 Building $62,000	$78,000 Land $16,000 Building $62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Lambert Holw

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures