Cherokee County property record for 252 Lake Tree Rd, Gaffney, SC 29340 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,348 sqft · built 1990 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2024) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 023582-23-3 |
| Primary APN | 023582-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,348 sqft Living Area |
| Basement Area | 1,348 sqft |
| Unfinished Basement | 1,348 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Lot Area | 131,551 sqft (3.02 acres) |
| Porch | Slab |
| Street Address | 252 LAKE TREE RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE TREE RD LT#36 3.02AC DB 172-1334 3.02AC PLAT 12S-96 |
| Legal Subdivision | LAKE TREE RD |
| Legal Lot Number | 36 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | SARATT |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970700 |
Source: Cherokee County records · APN 023582-23-3
Assessment roll updated November 20, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 LAKE TREE RD, GAFFNEY, SC 29340-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 01, 2023 | Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Nov 01, 2023 | Correction Deed |
| Aug 22, 2023 | Intrafamily Transfer, Transfer |
| Jan 25, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on Record |
| Deed Sale | May 22, 2024 · Amount on Record |
| Prior Sale | Nov 01, 2023 · Amount on Record |
| Deed Document Number | 20242498 |
| Deed Book / Page | 172 / 1334 |
| Prior Transfer Date | Oct 31, 2023 |
| Prior Transfer Doc | 0001660809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 252 LAKE TREE RD, GAFFNEY, SC 29340-5426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001910464 |
|---|---|
| Date | Nov 06, 2025 |
| Book Page | 191/464 |
| Instrument | 2025-5968 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 01, 2023 |
| Property Address | 252 LAKE TREE RD # 36, 36, GAFFNEY, SC 29340-5426 |
| Document Number | 0001660812 |
| Book / Page | 166 / 812 |
| Map Reference | MB 12-S PG 96 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 202300006228 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 LAKE TREE RD, GAFFNEY, SC 29340-5426 |
| Document Number | 202300006229 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 202300006229 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 01, 2023 |
| Property Address | 252 LAKE TREE RD # 36, 36, GAFFNEY, SC 29340-5426 |
| Document Number | 0001660809 |
| Book / Page | 166 / 809 |
| Map Reference | MB 12-S PG 96 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 202300006227 |
| Record Updated | Nov 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5104 PARRIS BRIDGE RD, SPARTANBURG, SC 29316-5859 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Aug 22, 2023 |
| Property Address | 252 LAKE TREE RD # 36, 36, GAFFNEY, SC 29340-5426 |
| Document Number | 0001632237 |
| Book / Page | 163 / 2237 |
| Map Reference | MB B-79 PG 8B |
| Instrument Date | Aug 22, 2023 |
| Instrument | 202300004786 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5104 PARRIS BRIDGE RD, SPARTANBURG, SC 29316-5859 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jan 25, 2019 |
| Property Address | 252 LAKE TREE RD # 36, 36, GAFFNEY, SC 29340-5426 |
| Document Number | 0001092305 |
| Book / Page | 000109 / 002305 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 396 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 259 LAKE TREE RD GAFFNEY SC 293405426, GAFFNEY, SC 29340-5426 |
Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,078.00 (-41.09%) Homeowner's exemption | $10,210 (+80.39%) Land $1,800 Building $8,410 | $255,300 (+170.44%) Land $45,000 Building $210,300 |
| 2023 | $1,830.00 (+716.96%) | $5,660 (+38.05%) Land $1,200 Building $4,460 | $94,400 (-7.99%) Land $20,000 Building $74,400 |
| 2022 | $224.00 | $4,100 Land $800 Building $3,300 | $102,600 Land $20,000 Building $82,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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